Civista Bancshares vs MVB Financial
Civista Bancshares and MVB Financial are similar in size: $173m and $168m of revenue in their latest fiscal years. Civista Bancshares grew faster (11.7% against 10.2%). Civista Bancshares kept more of each dollar of sales as profit: a net margin of 26.8% against 16.1%.
| Latest fiscal year | Civista BancsharesCIVB, 2025 | MVB FinancialMVBF, 2025 |
|---|---|---|
| Revenue | $173m | $168m |
| Revenue growth | 11.7% | 10.2% |
| Net income | $46.2m | $26.9m |
| Operating margin | — | — |
| Net margin | 26.8% | 16.1% |
| Return on equity | 9.9% | 8.4% |
| Free cash flow | $42.1m | $2.1m |
| Cash | $77.3m | $244m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | — | $0.68 |
| Dividend yield | — | 2.5% |
| Share buybacks | $178,000 | $10.2m |
| Employees | 526 | 403 |
| Market value | $589m | $327m |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | 54 (Moderate) |
| Insider trades, 12 months | 3 buys, 0 sales | 3 buys, 0 sales |