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Northeast Community Bancorp vs Pioneer Bancorp

Northeast Community Bancorp and Pioneer Bancorp are similar in size: $105m and $96.3m of revenue in their latest fiscal years. Pioneer Bancorp grew faster (16.2% against -0.7%). Northeast Community Bancorp kept more of each dollar of sales as profit: a net margin of 42.4% against 21.1%.

Latest fiscal yearNortheast Community BancorpNECB, 2025Pioneer BancorpPBFS, 2025
Revenue $105m $96.3m
Revenue growth -0.7% 16.2%
Net income $44.4m $20.3m
Operating margin — —
Net margin 42.4% 21.1%
Return on equity 13.3% 6.5%
Free cash flow $50.8m $11.1m
Cash $81.2m $134m
Total debt $70.0m $0
Debt to equity — —
Dividend per share $1.00 —
Dividend yield 3.5% —
Share buybacks $1.6m $11.3m
Employees 139 257
Market value $400m $453m
Price vs our value range — —
Moat score — 44 (Weak)
Insider trades, 12 months 0 buys, 8 sales 0 buys, 22 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.