Northeast Community Bancorp vs Norwood Financial
Northeast Community Bancorp is the larger business, with $105m of revenue in fiscal 2025 against $87.9m for Norwood Financial (1.2 times as much). Norwood Financial grew faster (72.3% against -0.7%). Northeast Community Bancorp kept more of each dollar of sales as profit: a net margin of 42.4% against 31.6%.
| Latest fiscal year | Northeast Community BancorpNECB, 2025 | Norwood FinancialNWFL, 2025 |
|---|---|---|
| Revenue | $105m | $87.9m |
| Revenue growth | -0.7% | 72.3% |
| Net income | $44.4m | $27.8m |
| Operating margin | — | — |
| Net margin | 42.4% | 31.6% |
| Return on equity | 13.3% | 12.2% |
| Free cash flow | $50.8m | $29.2m |
| Cash | $81.2m | $44.4m |
| Total debt | $70.0m | $14.7m |
| Debt to equity | — | — |
| Dividend per share | $1.00 | $1.25 |
| Dividend yield | 3.5% | 3.3% |
| Share buybacks | $1.6m | $361,000 |
| Employees | 139 | — |
| Market value | $400m | $391m |
| Price vs our value range | — | — |
| Moat score | — | 49 (Moderate) |
| Insider trades, 12 months | 0 buys, 8 sales | 0 buys, 0 sales |