Pioneer Bancorp, Inc. income statement
In fiscal 2025, Pioneer Bancorp, Inc. reported revenue of $96.3m, up 16.2% on the year before and net income of $20.3m, or $0.83 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2018Jun 2018 | 2019Jun 2019 | 2020Jun 2020 | 2021Jun 2021 | 2022Jun 2022 | 2023Jun 2023 | 2024Jun 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 56 | 64 | 64 | 58 | 56 | 80 | 83 | 96 | 102 |
| Interest expense | 3 | 4 | 5 | 2 | 1 | 5 | 22 | — | — |
| Net interest income | 43 | 50 | 49 | 42 | 42 | 66 | 67 | 79 | 84 |
| Non-interest income | 13 | 14 | 16 | 16 | 14 | 14 | 16 | 17 | 18 |
| Non-interest expense | 36 | 38 | 52 | 51 | 44 | 52 | 61 | 66 | 77 |
| Provision for credit losses | 2 | 18 | 7 | 4 | −1 | — | 2 | 3 | 1 |
| Income before tax | 18 | 8 | 6 | 3 | 13 | 28 | 19 | 26 | 21 |
| Income tax | 6 | 1 | 1 | 2 | 3 | 6 | 4 | 6 | 5 |
| Net income | 11 | 7 | 5 | 1 | 10 | 22 | 15 | 20 | 17 |
| Diluted EPS | — | — | $0.21 | $0.04 | $0.41 | $0.87 | $0.61 | $0.83 | $0.69 |
| Diluted shares (average) | — | — | 25m | 25m | 25m | 25m | 25m | 25m | 24m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 22 | 22 | 23 | 24 | 24 | 25 | 25 | 28 |
| Interest expense | 6 | — | — | — | — | — | — | — |
| Net interest income | 18 | 18 | 19 | 20 | 20 | 20 | 21 | 23 |
| Non-interest income | 4 | 5 | 4 | 5 | 4 | 5 | 4 | 5 |
| Non-interest expense | 15 | 17 | 15 | 15 | 18 | 19 | 18 | 22 |
| Provision for credit losses | −1 | 1 | 1 | 1 | 1 | 1 | 1 | −1 |
| Income before tax | 8 | 4 | 7 | 8 | 6 | 5 | 6 | 5 |
| Income tax | 2 | 1 | 2 | 2 | 1 | 2 | 0 | 1 |
| Net income | 6 | 3 | 6 | 6 | 4 | 4 | 5 | 3 |
| Diluted EPS | $0.25 | $0.13 | $0.23 | $0.26 | $0.18 | $0.16 | $0.22 | $0.14 |
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