Baycom vs Northeast Community Bancorp
Baycom and Northeast Community Bancorp are similar in size: $101m and $105m of revenue in their latest fiscal years. Baycom grew faster (3.1% against -0.7%). Northeast Community Bancorp kept more of each dollar of sales as profit: a net margin of 42.4% against 23.8%.
| Latest fiscal year | BaycomBCML, 2025 | Northeast Community BancorpNECB, 2025 |
|---|---|---|
| Revenue | $101m | $105m |
| Revenue growth | 3.1% | -0.7% |
| Net income | $23.9m | $44.4m |
| Operating margin | — | — |
| Net margin | 23.8% | 42.4% |
| Return on equity | 7.2% | 13.3% |
| Free cash flow | $30.1m | $50.8m |
| Cash | $207m | $81.2m |
| Total debt | $0 | $70.0m |
| Debt to equity | — | — |
| Dividend per share | $0.90 | $1.00 |
| Dividend yield | 3.4% | 3.5% |
| Share buybacks | $6.9m | $1.6m |
| Employees | 327 | 139 |
| Market value | $339m | $400m |
| Price vs our value range | — | — |
| Moat score | 63 (Moderate) | — |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 8 sales |