National Bankshares vs Optimumbank Holdings
National Bankshares and Optimumbank Holdings are similar in size: $55.6m and $49.4m of revenue in their latest fiscal years. Optimumbank Holdings grew faster (25.6% against 22.5%). Optimumbank Holdings kept more of each dollar of sales as profit: a net margin of 33.7% against 28.5%.
| Latest fiscal year | National BanksharesNKSH, 2025 | Optimumbank HoldingsOPHC, 2025 |
|---|---|---|
| Revenue | $55.6m | $49.4m |
| Revenue growth | 22.5% | 25.6% |
| Net income | $15.8m | $16.6m |
| Operating margin | — | — |
| Net margin | 28.5% | 33.7% |
| Return on equity | 9.3% | 14.8% |
| Free cash flow | $15.2m | $16.9m |
| Cash | $59.3m | — |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.51 | — |
| Dividend yield | — | — |
| Share buybacks | — | — |
| Employees | 243 | 98 |
| Market value | $255m | $114m |
| Price vs our value range | — | — |
| Moat score | 80 (Strong) | 24 (Weak) |
| Insider trades, 12 months | 1 buys, 0 sales | 1 buys, 2 sales |