Optimumbank Holdings, Inc. income statement
In fiscal 2025, Optimumbank Holdings, Inc. reported revenue of $49.4m, up 25.6% on the year before and net income of $16.6m, or $0.37 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5 | 3 | 3 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 5 | 11 | 19 | 27 | 39 | 49 | 59 |
| Interest expense | 5 | 3 | 3 | 2 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 4 | 12 | — | — | — |
| Net interest income | 4 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 5 | 9 | 16 | 24 | 35 | 43 | 51 |
| Non-interest income | 1 | 0 | 0 | 0 | 1 | 0 | −0 | 0 | 0 | 0 | 0 | 2 | 3 | 3 | 5 | 7 | 8 |
| Non-interest expense | 10 | 7 | 5 | 8 | 3 | 5 | 4 | 4 | 4 | 5 | 5 | 7 | 10 | 15 | 19 | 25 | 30 |
| Provision for credit losses | 4 | −0 | 2 | 2 | — | — | — | — | −2 | −0 | 1 | 1 | 3 | 4 | 2 | 2 | 2 |
| Income before tax | −8 | −4 | — | −7 | 2 | −0 | −0 | −1 | 1 | −1 | −1 | 3 | 5 | 8 | 18 | 22 | 27 |
| Income tax | 0 | 0 | 0 | 0 | — | −0 | — | 0 | −0 | −0 | — | −3 | 1 | 2 | 5 | 6 | 7 |
| Net income | −8 | −4 | −5 | −7 | 2 | −0 | −0 | −1 | 1 | −1 | −1 | 6 | 4 | 6 | 13 | 17 | 20 |
| Diluted EPS | −$10.32 | −$2.02 | −$1.70 | −$2.19 | $0.45 | −$0.04 | −$0.09 | −$0.13 | $0.13 | −$0.14 | −$0.07 | $0.40 | $0.17 | $0.21 | $0.33 | $0.37 | — |
| Diluted shares (average) | — | 2m | 3m | 3m | 4m | 4m | 4m | 4m | 6m | 8m | 12m | 16m | 24m | 29,436m | 18m | 22m | — |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 10 | 10 | 11 | 12 | 13 | 14 | 15 | 17 |
| Net interest income | 9 | 9 | 9 | 10 | 11 | 12 | 13 | 15 |
| Non-interest income | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 |
| Non-interest expense | 5 | 4 | 6 | 6 | 7 | 7 | 8 | 8 |
| Provision for credit losses | 0 | 1 | −0 | 1 | 1 | 0 | 1 | −0 |
| Income before tax | 4 | 5 | 5 | 5 | 6 | 6 | 6 | 9 |
| Income tax | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 |
| Net income | 3 | 4 | 4 | 4 | 4 | 5 | 5 | 7 |
| Diluted EPS | $0.16 | $0.19 | $0.18 | $0.15 | $0.19 | $0.22 | $0.21 | $0.28 |
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