Optimumbank Holdings vs Union Bankshares
Optimumbank Holdings and Union Bankshares are similar in size: $49.4m and $54.5m of revenue in their latest fiscal years. Optimumbank Holdings grew faster (25.6% against 13.3%). Optimumbank Holdings kept more of each dollar of sales as profit: a net margin of 33.7% against 20.3%.
| Latest fiscal year | Optimumbank HoldingsOPHC, 2025 | Union BanksharesUNB, 2025 |
|---|---|---|
| Revenue | $49.4m | $54.5m |
| Revenue growth | 25.6% | 13.3% |
| Net income | $16.6m | $11.1m |
| Operating margin | — | — |
| Net margin | 33.7% | 20.3% |
| Return on equity | 14.8% | 15.0% |
| Free cash flow | $16.9m | $16.0m |
| Cash | — | $12.3m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | — | $1.44 |
| Dividend yield | — | 6.1% |
| Share buybacks | — | — |
| Employees | 98 | — |
| Market value | $114m | $111m |
| Price vs our value range | — | — |
| Moat score | 24 (Weak) | 70 (Strong) |
| Insider trades, 12 months | 1 buys, 2 sales | 6 buys, 0 sales |