National Bankshares vs Union Bankshares
National Bankshares and Union Bankshares are similar in size: $55.6m and $54.5m of revenue in their latest fiscal years. National Bankshares grew faster (22.5% against 13.3%). National Bankshares kept more of each dollar of sales as profit: a net margin of 28.5% against 20.3%.
| Latest fiscal year | National BanksharesNKSH, 2025 | Union BanksharesUNB, 2025 |
|---|---|---|
| Revenue | $55.6m | $54.5m |
| Revenue growth | 22.5% | 13.3% |
| Net income | $15.8m | $11.1m |
| Operating margin | — | — |
| Net margin | 28.5% | 20.3% |
| Return on equity | 9.3% | 15.0% |
| Free cash flow | $15.2m | $16.0m |
| Cash | $59.3m | $12.3m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.51 | $1.44 |
| Dividend yield | — | 6.1% |
| Share buybacks | — | — |
| Employees | 243 | — |
| Market value | $255m | $111m |
| Price vs our value range | — | — |
| Moat score | 80 (Strong) | 70 (Strong) |
| Insider trades, 12 months | 1 buys, 0 sales | 6 buys, 0 sales |