Paymentus Holdings vs Wise Group
Wise Group is the larger business, with $1.89bn of revenue in fiscal 2026 against $1.20bn for Paymentus Holdings (1.6 times as much). Paymentus Holdings grew faster (37.3% against 22.5%). Wise Group kept more of each dollar of sales as profit: a net margin of 26.3% against 5.6%. Paymentus Holdings carries less debt relative to equity (0.0% against 17.4%).
| Latest fiscal year | Paymentus HoldingsPAY, 2025 | Wise GroupWSE, 2026 |
|---|---|---|
| Revenue | $1.20bn | $1.89bn |
| Revenue growth | 37.3% | 22.5% |
| Net income | $66.9m | $499m |
| Operating margin | 6.3% | 31.2% |
| Net margin | 5.6% | 26.3% |
| Return on equity | 12.8% | 27.2% |
| Free cash flow | $162m | $7.53bn |
| Cash | $321m | $27.80bn |
| Total debt | $0 | $335m |
| Debt to equity | 0.0% | 17.4% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | $473m |
| Employees | 1,340 | — |
| Market value | $4.15bn | $11.08bn |
| Price vs our value range | Below our value range | — |
| Moat score | 44 (Weak) | — |
| Insider trades, 12 months | 0 buys, 13 sales | 0 buys, 5 sales |