undamentalytics Newsletter
Sign in

Wise Group plc key statistics and ratios

In fiscal 2026, Wise Group plc had return on equity of 27.2%, an operating margin of 31.2%, debt equal to 17.4% of equity and a current ratio of 1.07. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2024Mar 20242025Mar 20252026Mar 2026
Operating margin49.1%47.1%31.2%
Net margin37.9%35.6%26.3%
Free-cash-flow margin307.0%367.0%397.9%
Return on equity43.0%37.9%27.2%
Return on assets—2.2%1.7%
Asset turnover—0.060.07
Current ratio—1.071.07
Debt to equity0.0%7.4%17.4%
Interest cover (operating income ÷ interest)27.0x48.5x30.3x
Effective tax rate23.6%23.3%24.5%
Capital spending as % of revenue1.0%2.9%1.0%
Free cash flow ÷ net income809.9%>999%>999%
Dividends and buybacks ÷ free cash flow2.1%1.6%6.3%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Financial health

6 of 6 checks passed · March 31, 2026
What it owns · $33.3bn
Short-term assets $33.0bnLonger-term assets $279m
What it owes, and who funded it · $33.3bn
Short-term liabilities $30.8bnLonger-term liabilities $529mShareholders' equity $1.9bn
  • Short-term assets cover short-term liabilities $33.0bn of assets due within a year against $30.8bn of liabilities due within a year.
  • Short-term assets cover long-term liabilities $33.0bn short-term assets against $529m of longer-dated liabilities.
  • More cash than debt $27.8bn of cash against $335m of debt.
  • Debt below 40% of shareholders' equity Debt is 17% of equity.
  • Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
  • A year's operating cash flow covers at least 20% of debt $7.6bn of operating cash flow against $335m of debt.
  • Operating profit covers interest at least five times over Operating income of $591m against $20m of interest.

From Wise Group plc's latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: RELY vs WSEPSFE vs WSEPAY vs WSEJKHY vs WSE

More: Transaction & Payment Processing Services stocks compared, Financials sector, rankings of US companies

Figures from Wise Group plc's SEC filings (10-K and 10-Q). How we read and check them: methodology and data sources. Not investment advice. Back to Wise Group plc.