Gbank Financial Holdings Inc. reports results on Wednesday 28 October, after the market closes.
Source: reported quarterly EPS and aggregated third-party estimates. Historical surprises are context, not a forecast.
View chart data
| Period | Reported EPS | Analysts' estimate |
|---|---|---|
| Sep '25 | $0.44 | $0.46 |
| Dec '25 | $0.52 | $0.50 |
| Mar '26 | $0.31 | $0.52 |
| Jun '26 | $0.38 | $0.48 |
What analysts expect
Analysts have been cutting their forecasts going into the report. For the quarter, the average EPS estimate stands at $0.43, in a range from $0.43 to $0.44, while the average revenue estimate is $22.8 million. The analysts’ average estimate for full-year EPS is $1.59, which would be down 4.2% on last year (based on 3 analysts). That estimate has fallen 21.3% over the past 90 days. Of the analysts’ recommendations, 3 are positive, 0 neutral and 0 negative.
Earnings surprise model
The model estimates EPS could land below the analysts’ average estimate by 6.2%. Its estimated chance of an EPS beat is 37.5%, based on the last 4 quarters. The model shrinks the median recent surprise toward zero and uses a neutral prior for beat frequency; this small sample is a reference estimate, not company guidance.
Track record against estimates
The company reported EPS above the analysts’ average estimate in 1 of the last 4 quarters. Last quarter, EPS of $0.38 compared with an estimate of $0.48, below it by 21.4%.
The trends going in
Reported cash is holding up better than reported profit. That growth rate was up 2.2 percentage points on the rate a quarter earlier. Net income over the twelve months was $18.5 million, which fell 5.1% on the year before, while the trailing net margin was 22.4%.
The cash picture
More cash came in than a year earlier. The average diluted share count rose 1.6% over the year.
Questions this report will answer
Whether the pick-up in revenue growth continues. Whether results land above or below the analysts’ expectations set out above. Alongside that, whether margins hold at the trailing levels above. The next filing will show whether the trends above continue, slow or reverse.
What it means for value
For valuation, the figures matter through our model. In our model, growth 5 percentage points lower would lower the value by 21.7%, and 5 percentage points higher would raise it by 27.7%. A free-cash-flow margin 1 percentage point lower would lower it by 2.4%.
