undamentalytics Newsletter
Sign in

ECB Bancorp, Inc. key statistics and ratios

In fiscal 2025, ECB Bancorp, Inc. had return on equity of 4.6% and a net margin of 23.4%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin20.3%10.9%17.2%15.2%23.4%29.4%
Return on equity5.2%2.3%2.7%2.4%4.6%6.5%
Return on assets0.6%0.3%0.4%0.3%0.5%0.7%
Effective tax rate26.1%22.2%25.5%25.7%25.1%26.2%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: BYFC vs ECBKECBK vs PNBKECBK vs PROV

More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from ECB Bancorp, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to ECB Bancorp, Inc.