ECB Bancorp, Inc. income statement
In fiscal 2025, ECB Bancorp, Inc. reported revenue of $33.2m, up 26.8% on the year before and net income of $7.8m, or $0.94 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|
| Revenue | 20 | 25 | 26 | 26 | 33 | 39 |
| Interest expense | 4 | 6 | 30 | — | — | — |
| Net interest income | 19 | 24 | 25 | 25 | 32 | 37 |
| Non-interest income | 1 | 1 | 1 | 1 | 1 | 1 |
| Non-interest expense | 14 | 19 | 19 | 21 | 21 | 23 |
| Provision for credit losses | 0 | 3 | 1 | 0 | 2 | 1 |
| Income before tax | 5 | 3 | 6 | 5 | 10 | 15 |
| Income tax | 1 | 1 | 2 | 1 | 3 | 4 |
| Net income | 4 | 3 | 4 | 4 | 8 | 11 |
| Diluted EPS | — | $0.32 | $0.52 | $0.48 | $0.94 | $1.38 |
| Diluted shares (average) | — | 8m | 9m | 8m | 8m | 8m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 7 | 7 | 7 | 8 | 9 | 10 | 10 | 10 |
| Interest expense | 11 | — | — | — | — | — | — | — |
| Net interest income | 6 | 7 | 7 | 8 | 8 | 9 | 10 | 10 |
| Non-interest income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-interest expense | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 |
| Provision for credit losses | 0 | −0 | −0 | 1 | 0 | 0 | 0 | 0 |
| Income before tax | 2 | 2 | 2 | 2 | 3 | 3 | 4 | 4 |
| Income tax | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 |
| Net income | 1 | 1 | 1 | 1 | 2 | 3 | 3 | 3 |
| Diluted EPS | $0.14 | $0.18 | $0.16 | $0.17 | $0.29 | $0.32 | $0.38 | $0.39 |
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