undamentalytics Newsletter

California Bancorp \ CA key statistics and ratios

In fiscal 2025, California Bancorp \ CA had return on equity of 11.6% and a net margin of 35.0%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

California Bancorp \ CA: financial ratios, annual
Fiscal year2022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin17.6%26.6%4.3%35.0%33.4%
Return on equity6.2%9.4%1.4%11.6%10.3%
Return on assets0.7%1.1%0.2%1.6%1.5%
Effective tax rate26.7%29.7%34.2%28.3%27.6%
Dividends ÷ net income——0.0%5.2%—

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

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More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from California Bancorp \ CA's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to California Bancorp \ CA.