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Finwise Bancorp key statistics and ratios

In fiscal 2025, Finwise Bancorp had return on equity of 8.8% and a net margin of 12.3%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin39.6%28.4%23.0%15.7%12.3%7.6%
Return on equity27.4%19.6%11.8%7.8%8.8%7.0%
Return on assets8.3%6.4%3.5%1.9%1.9%1.4%
Effective tax rate25.3%30.3%26.7%25.0%26.1%26.1%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: FBIZ vs FINWBCAL vs FINWFINW vs KRNYFINW vs FSBC

More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from Finwise Bancorp's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Finwise Bancorp.