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Kearny Financial Corp. key statistics and ratios

In fiscal 2026, Kearny Financial Corp. had return on equity of 4.8% and a net margin of 20.4%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2013Jun 20132014Jun 20142015Jun 20152016Jun 20162017Jun 20172018Jun 20182019Jun 20192020Jun 20202021Jun 20212022Jun 20222023Jun 20232024Jun 20242025Jun 20252026Jun 2026
Net margin7.9%12.4%6.4%15.0%16.3%14.6%25.0%26.6%30.2%32.1%22.8%−61.6%16.9%20.4%
Return on equity1.4%2.1%0.7%1.4%1.7%1.7%3.5%4.1%5.9%7.0%4.6%−10.7%3.5%4.8%
Return on assets—0.3%0.1%0.4%0.4%0.3%0.6%0.7%0.9%0.9%0.5%−1.1%0.3%0.5%
Effective tax rate25.7%29.3%−29.1%30.0%32.2%42.4%24.8%21.5%25.2%26.9%22.1%—15.9%23.5%
Dividends ÷ net income———45.3%44.5%104.9%82.5%53.6%45.3%45.4%69.8%—106.0%76.8%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

42 /100

Weak moat

How hard Kearny Financial's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 3 / 20

    Net income has been a median 0.5% of total assets over 10 years.

  • Durability 7 / 20

    Net margin has been a median 21.6%; its worst year was -61.6%.

  • Discipline 18 / 20

    The diluted share count fell 23.3% over five years; stock-based pay has been a median 3.4% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (47 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: FSBC vs KRNYBCAL vs KRNYFINW vs KRNYFBIZ vs KRNY

More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from Kearny Financial Corp.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Kearny Financial Corp.