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Carter Bankshares, Inc. income statement

In fiscal 2025, Carter Bankshares, Inc. reported revenue of $153m, up 12.8% on the year before and net income of $31.4m, or $1.38 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue129132140162141136153255
Interest expense4736232074———
Net interest income112105111140122114131144
Non-interest income17272922182122110
Non-interest expense9815910297105110117121
Provision for credit losses318236−5−4−31
Income before tax28−453662293140166
Income tax1141256937
Net income27−463250232531129
Diluted EPS$1.01−$1.74$1.19$2.03$1.00$1.06$1.38$5.86
Diluted shares (average)26m26m26m25m23m23m22m22m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Carter Bankshares, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Carter Bankshares, Inc.