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Carter Bankshares, Inc. balance sheet

At the end of fiscal 2025, Carter Bankshares, Inc. had total assets of $4.85bn, total liabilities of $4.43bn and shareholders' equity of $420m. It held $105m in cash against $0 of debt.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents1262422784755131105277
Goodwill—————011
Total assets—4,1794,1344,2054,5134,6594,8524,802
Total debt00000000
Total liabilities—3,7393,7263,8764,1614,2754,4324,263
Shareholders' equity473440408329351384420539
Shares outstanding—26m26m24m23m23m22m22m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Carter Bankshares, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Carter Bankshares, Inc.