C & F Financial Corp income statement
In fiscal 2025, C & F Financial Corp reported revenue of $141m, up 10.6% on the year before and net income of $26.8m, or $8.29 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 100 | 101 | 98 | 102 | 106 | 108 | 115 | 117 | 119 | 112 | 138 | 135 | 123 | 127 | 127 | 141 | 149 |
| Interest expense | 13 | 12 | 10 | 9 | 9 | 9 | 9 | 10 | 11 | 15 | 13 | 8 | 8 | 26 | — | — | — |
| Net interest income | 57 | 62 | 67 | 72 | 78 | 78 | 80 | 80 | 82 | 80 | 84 | 85 | 93 | 98 | 97 | 106 | 111 |
| Non-interest income | — | 17 | 21 | 22 | 19 | 21 | 26 | 27 | 26 | 31 | 55 | 50 | 29 | 30 | 31 | 35 | 38 |
| Non-interest expense | 60 | 46 | 51 | 57 | 64 | 66 | 71 | 73 | 74 | 79 | 98 | 97 | 83 | 90 | 90 | 96 | 100 |
| Provision for credit losses | 15 | 14 | 12 | 15 | 16 | 16 | 18 | 16 | 11 | 9 | 11 | 1 | 3 | 8 | 13 | 12 | 13 |
| Income before tax | 11 | 19 | 24 | 22 | 17 | 17 | 18 | 18 | 23 | 24 | 29 | 38 | 37 | 29 | 24 | 33 | 36 |
| Income tax | 3 | 6 | 8 | 7 | 5 | 5 | 4 | 11 | 5 | 5 | 7 | 9 | 8 | 5 | 4 | 6 | 7 |
| Net income | 8 | 13 | 16 | 14 | 12 | 13 | 13 | 7 | 18 | 19 | 22 | 29 | 29 | 24 | 20 | 27 | 29 |
| Diluted EPS | $2.24 | $3.72 | $4.86 | $4.19 | $3.59 | $3.68 | $3.89 | $1.88 | $5.15 | $5.47 | $6.06 | $7.95 | $8.29 | $6.92 | $6.01 | $8.29 | $8.97 |
| Diluted shares (average) | 3m | 3m | 3m | 3m | 3m | 3m | 3m | 3m | 4m | 3m | 4m | 4m | 4m | 3m | 3m | 3m | 3m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 33 | 32 | 33 | 36 | 36 | 36 | 36 | 41 |
| Net interest income | 25 | 25 | 25 | 27 | 27 | 28 | 28 | 29 |
| Non-interest income | 9 | 7 | 8 | 10 | 9 | 8 | 9 | 12 |
| Non-interest expense | 23 | 21 | 23 | 25 | 24 | 24 | 24 | 27 |
| Provision for credit losses | 4 | 4 | 3 | 2 | 3 | 4 | 4 | 3 |
| Income before tax | 7 | 7 | 7 | 10 | 9 | 8 | 8 | 11 |
| Income tax | 1 | 1 | 1 | 2 | 2 | 1 | 2 | 2 |
| Net income | 5 | 6 | 5 | 8 | 7 | 7 | 7 | 9 |
| Diluted EPS | $1.65 | $1.86 | $1.66 | $2.37 | $2.18 | $2.07 | $2.08 | $2.63 |
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