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Waterstone Financial, Inc. income statement

In fiscal 2025, Waterstone Financial, Inc. reported revenue of $142m, up 4.8% on the year before and net income of $26.4m, or $1.48 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue90133127126143170175172183298259163131135142150
Interest expense33282422232016202825141349———
Net interest income47423941394351545254565750465762
Non-interest income4391888510412612411813124420310681898588
Non-interest expense7510299105116127132133136183171137120112110112
Provision for credit losses2285120−1−1−16−411−0−1−0
Income before tax−72323202642444048108922411243338
Income tax1−1297916181012272152578
Net income−735151317262631368171199192630
Diluted EPS−$0.22$1.02$0.43$0.38$0.56$0.93$0.93$1.11$1.37$3.30$2.96$0.89$0.46$1.01$1.48$1.72
Diluted shares (average)34m34m34m34m29m27m28m28m26m25m24m22m20m19m18m17m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Waterstone Financial, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Waterstone Financial, Inc.