Cnfinance Holdings Ltd. income statement
In fiscal 2025, Cnfinance Holdings Ltd. reported revenue of $15.5m, down 84.2% on the year before, operating income of −$25.4m (a -163.7% margin) and net income of −$65.5m. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 131 | 298 | 354 | 259 | 93 | 151 | 145 | 99 | 16 |
| Research and development | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
| Operating income | — | — | — | — | −59 | −50 | −54 | −56 | −25 |
| Interest expense | 67 | 209 | 294 | 190 | 120 | — | — | — | — |
| Net interest income | 121 | 296 | 356 | 240 | 161 | 141 | 146 | 103 | 9 |
| Non-interest income | 10 | 2 | −2 | 19 | −68 | 10 | −1 | −5 | 7 |
| Non-interest expense | 70 | 133 | 113 | 77 | 59 | 50 | — | — | — |
| Provision for credit losses | 17 | 45 | 66 | 53 | −46 | 35 | 25 | 15 | 67 |
| Income before tax | 43 | 120 | 175 | 104 | 15 | 26 | 29 | 7 | −81 |
| Income tax | 8 | 41 | 45 | 27 | 4 | 6 | 6 | 1 | −16 |
| Net income | 35 | 79 | 130 | 77 | 10 | 20 | 23 | 5 | −65 |
| Diluted EPS | $5.73 | $11.84 | $18.79 | $10.43 | — | $2.68 | $3.11 | — | — |
| Diluted shares (average) | 6m | 7m | 7m | 7m | 8m | 8m | 7m | 6m | 7m |
| EBITDA | — | — | — | — | −58 | −50 | −54 | −54 | −23 |
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