Cre8 Enterprise Ltd key statistics and ratios

In fiscal 2025, Cre8 Enterprise Ltd had return on equity of 17.2%, an operating margin of 4.5%, debt equal to 15.7% of equity and a current ratio of 1.57. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Cre8 Enterprise Ltd: financial ratios, annual
Fiscal year	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025
Gross margin	23.8%	40.8%	40.8%	41.9%
Operating margin	−18.0%	7.9%	8.0%	4.5%
Net margin	−12.7%	6.8%	6.2%	4.0%
Free-cash-flow margin	−14.6%	4.6%	6.6%	8.3%
Return on equity	—	—	95.0%	17.2%
Return on assets	—	10.9%	10.0%	6.1%
Asset turnover	—	1.61	1.61	1.51
Current ratio	—	0.73	0.98	1.57
Debt to equity	—	254.8%	89.6%	15.7%
Interest cover (operating income ÷ interest)	n/m	73.2x	26.1x	23.4x
Effective tax rate	—	16.2%	25.0%	23.6%
SG&A as % of revenue	8.9%	4.9%	6.5%	12.4%
Capital spending as % of revenue	0.3%	0.2%	0.1%	0.5%
Free cash flow ÷ net income	—	67.9%	106.9%	205.0%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Financial health

3 of 3 checks passed · December 31, 2025

What it owns · $15m

Short-term assets $11mLonger-term assets $4m

What it owes, and who funded it · $15m

Short-term liabilities $7mLonger-term liabilities $1mShareholders' equity $7m

Short-term assets cover short-term liabilities $11m of assets due within a year against $7m of liabilities due within a year.
Short-term assets cover long-term liabilities $11m short-term assets against $1m of longer-dated liabilities.
More cash than debt Cash or debt not separately reported. Not assessable.
Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
A year's operating cash flow covers at least 20% of debt Cash flow or debt not reported. Not assessable.
Operating profit covers interest at least five times over Operating income of $752,357 against $32,191 of interest.

From Cre8 Enterprise Ltd's latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Cre8 Enterprise Ltd's SEC filings (10-K and 10-Q), retrieved November 2, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Cre8 Enterprise Ltd.