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BV Financial, Inc. key statistics and ratios

In fiscal 2025, BV Financial, Inc. had return on equity of 7.1% and a net margin of 34.1%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin29.6%36.1%31.1%34.1%32.5%
Return on equity10.8%9.2%5.9%7.1%7.1%
Return on assets1.2%1.6%1.3%1.5%1.5%
Effective tax rate27.7%26.4%28.5%28.5%31.2%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: BVFL vs SFBCBVFL vs PROVBVFL vs PNBKBVFL vs FUSB

More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from BV Financial, Inc.'s SEC filings (10-K and 10-Q), retrieved October 31, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to BV Financial, Inc.