Enova International, Inc. cash flow statement
In fiscal 2025, Enova International, Inc.'s operations generated $1.82bn of cash; it spent $47.1m on capital projects, leaving free cash flow of $1.77bn. It returned $215m through buybacks.
Cash flow statement
| Fiscal year | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMSept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | 376 | 438 | 430 | 284 | 393 | 447 | 685 | 849 | 741 | 472 | 894 | 1,167 | 1,539 | 1,819 | 2,053 |
| Depreciation and amortisation | 13 | 17 | 19 | 18 | 16 | 13 | 14 | 15 | 20 | 35 | 37 | 38 | 40 | 42 | 37 |
| Stock-based pay | 0 | 0 | 1 | 10 | 9 | 11 | 12 | 12 | 18 | 21 | 22 | 27 | 32 | 33 | 35 |
| Capital spending | 18 | 15 | 13 | 32 | 14 | 15 | 15 | 20 | 29 | 30 | 44 | 45 | 43 | 47 | 47 |
| Free cash flow | 358 | 423 | 417 | 252 | 379 | 432 | 670 | 829 | 711 | 442 | 850 | 1,122 | 1,495 | 1,772 | 2,006 |
| Free cash flow after stock pay | 357 | 423 | 416 | 242 | 370 | 421 | 659 | 817 | 693 | 421 | 828 | 1,095 | 1,463 | 1,739 | 1,971 |
| Dividends paid | — | — | 122 | — | — | — | — | — | — | — | — | — | — | — | — |
| Share buybacks | — | — | — | 0 | 0 | 5 | 17 | 34 | 56 | 117 | 143 | 153 | 289 | 215 | 141 |
| Quarter | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 | 2026 Q3Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 431 | 391 | 447 | 482 | 499 | 475 | 544 | 536 |
| Depreciation and amortisation | 10 | 10 | 10 | 12 | 9 | 9 | 8 | 11 |
| Stock-based pay | 8 | 8 | 8 | 9 | 9 | 9 | 9 | 9 |
| Capital spending | 10 | 13 | 11 | 11 | 12 | 11 | 13 | 12 |
| Free cash flow | 420 | 378 | 436 | 470 | 487 | 464 | 531 | 524 |
| Free cash flow after stock pay | 412 | 370 | 428 | 462 | 479 | 455 | 523 | 515 |
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