undamentalytics Newsletter
Sign in

Bread Financial Holdings, Inc. cash flow statement

In fiscal 2025, Bread Financial Holdings, Inc.'s operations generated $2.09bn of cash; it spent $0 on capital projects, leaving free cash flow of $2.09bn. It returned $40.0m in dividends and $313m through buybacks.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Cash from operations3589031,0111,1341,0031,3441,7602,1272,5992,7551,2181,8831,5431,8481,9871,8592,0922,189
Depreciation and amortisation125143153167216313492512498487249184123113116908074
Stock-based pay545043505973917775815521293344545661
Capital spending5369741161351591922072252001425484680000
Free cash flow3058349381,0188681,1861,5681,9202,3742,5551,0761,8291,4591,7801,9871,8592,0922,189
Free cash flow after stock pay2527848949678091,1131,4771,8442,2992,4741,0211,8081,4301,7471,9431,8052,0362,128
Dividends paid———————3011612512761424342434039
Share buybacks446149241126231287952799554443976—0123555313595
Shares issued293429211417181818181234—————

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

Compare with peers

Head to head: BFH vs FCFSBFH vs SOFIBFH vs ENVABFH vs KLAR

More: Consumer Finance stocks compared, Financials sector, rankings of US companies

Figures from Bread Financial Holdings, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Bread Financial Holdings, Inc.