Esquire Financial Holdings, Inc. income statement
In fiscal 2025, Esquire Financial Holdings, Inc. reported revenue of $147m, up 17.4% on the year before and net income of $50.8m, or $5.87 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15 | 20 | 25 | 36 | 46 | 52 | 65 | 84 | 114 | 125 | 147 | 160 |
| Interest expense | 0 | 1 | 1 | 1 | 3 | 1 | 1 | 2 | 8 | — | — | — |
| Net interest income | 12 | 16 | 20 | 28 | 34 | 37 | 44 | 59 | 84 | 100 | 121 | 134 |
| Non-interest income | 3 | 4 | 6 | 8 | 12 | 15 | 21 | 25 | 30 | 25 | 25 | 25 |
| Non-interest expense | 12 | 15 | 17 | 22 | 25 | 29 | 35 | 42 | 53 | 61 | 71 | 79 |
| Provision for credit losses | 1 | 1 | 1 | 1 | 2 | 6 | 7 | 3 | 5 | 5 | 10 | 10 |
| Income before tax | 2 | 5 | 7 | 12 | 19 | 17 | 23 | 39 | 56 | 59 | 66 | 70 |
| Income tax | 1 | 2 | 3 | 3 | 5 | 5 | 5 | 10 | 15 | 16 | 15 | 17 |
| Net income | 1 | 3 | 4 | 9 | 14 | 13 | 18 | 29 | 41 | 44 | 51 | 53 |
| Diluted EPS | $0.25 | $0.55 | $0.58 | $1.13 | $1.82 | $1.65 | $2.26 | $3.47 | $4.91 | $5.14 | $5.87 | $6.05 |
| Diluted shares (average) | 4m | 5m | 6m | 8m | 8m | 8m | 8m | 8m | 8m | 8m | 9m | 9m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 32 | 33 | 34 | 36 | 38 | 39 | 40 | 42 |
| Net interest income | 26 | 27 | 28 | 29 | 31 | 33 | 34 | 36 |
| Non-interest income | 6 | 6 | 6 | 7 | 6 | 6 | 6 | 6 |
| Non-interest expense | 15 | 16 | 17 | 17 | 18 | 19 | 21 | 21 |
| Provision for credit losses | 1 | 2 | 2 | 4 | 2 | 3 | 3 | 3 |
| Income before tax | 16 | 16 | 16 | 15 | 17 | 17 | 17 | 18 |
| Income tax | 4 | 4 | 4 | 3 | 3 | 4 | 5 | 5 |
| Net income | 11 | 12 | 11 | 12 | 14 | 13 | 12 | 13 |
| Diluted EPS | $1.34 | $1.36 | $1.33 | $1.38 | $1.62 | $1.55 | $1.40 | $1.49 |
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