First Business Financial Services, Inc. cash flow statement

In fiscal 2025, First Business Financial Services, Inc.'s operations generated $61.7m of cash; it spent $595,000 on capital projects, leaving free cash flow of $61.1m. It returned $9.7m in dividends and $1.4m through buybacks.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

First Business Financial Services, Inc.: cash flow statement, annual
Fiscal year	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMSept 2026
Cash from operations	12	18	16	16	12	23	26	22	25	29	27	36	39	52	57	62	68
Depreciation and amortisation	2	2	3	2	2	−0	2	2	1	3	3	4	4	4	4	4	4
Stock-based pay	1	1	1	1	1	1	1	1	1	2	2	3	3	3	3	3	3
Capital spending	0	0	1	1	3	1	1	1	1	0	0	0	3	3	0	1	1
Free cash flow	12	17	15	15	9	22	26	21	24	29	26	36	35	49	57	61	68
Free cash flow after stock pay	11	17	15	15	8	21	25	20	23	27	25	33	33	46	54	58	65
Dividends paid	1	1	1	2	3	4	4	5	5	5	6	6	7	8	8	10	11
Share buybacks	0	0	0	2	2	1	0	0	1	7	2	5	6	3	1	1	3
Shares issued	—	0	27	0	17	0	0	—	—	—	—	—	—	—	—	—	—

US$ millions unless shown otherwise. Fiscal quarters.

First Business Financial Services, Inc.: cash flow statement, quarterly
Quarter	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026	2026 Q3Sept 2026
Cash from operations	22	11	16	18	16	3	44	5
Depreciation and amortisation	1	1	1	1	1	1	1	1
Stock-based pay	1	1	1	1	1	1	1	1
Capital spending	0	0	0	0	0	0	0	0
Free cash flow	22	11	16	18	16	3	44	5
Free cash flow after stock pay	21	11	15	18	15	2	43	4

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

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Figures from First Business Financial Services, Inc.'s SEC filings (10-K and 10-Q), retrieved October 30, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to First Business Financial Services, Inc.