First Business Financial Services vs Finwise Bancorp
First Business Financial Services is the larger business, with $169m of revenue in fiscal 2025 against $131m for Finwise Bancorp (1.3 times as much). Finwise Bancorp grew faster (60.5% against 9.9%). First Business Financial Services kept more of each dollar of sales as profit: a net margin of 29.8% against 12.3%.
| Latest fiscal year | First Business Financial ServicesFBIZ, 2025 | Finwise BancorpFINW, 2025 |
|---|---|---|
| Revenue | $169m | $131m |
| Revenue growth | 9.9% | 60.5% |
| Net income | $50.3m | $16.1m |
| Operating margin | — | — |
| Net margin | 29.8% | 12.3% |
| Return on equity | 14.4% | 8.8% |
| Free cash flow | $61.1m | −$28.6m |
| Cash | $39.5m | $163m |
| Total debt | $252m | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.16 | — |
| Dividend yield | 1.7% | — |
| Share buybacks | $1.4m | $0 |
| Employees | — | 198 |
| Market value | $642m | $180m |
| Price vs our value range | — | — |
| Moat score | 73 (Strong) | — |
| Insider trades, 12 months | 1 buys, 1 sales | 0 buys, 1 sales |