First Business Financial Services vs Kearny Financial
First Business Financial Services and Kearny Financial are similar in size: $169m and $178m of revenue in their latest fiscal years. Kearny Financial grew faster (15.7% against 9.9%). First Business Financial Services kept more of each dollar of sales as profit: a net margin of 29.8% against 20.4%.
| Latest fiscal year | First Business Financial ServicesFBIZ, 2025 | Kearny FinancialKRNY, 2026 |
|---|---|---|
| Revenue | $169m | $178m |
| Revenue growth | 9.9% | 15.7% |
| Net income | $50.3m | $36.3m |
| Operating margin | — | — |
| Net margin | 29.8% | 20.4% |
| Return on equity | 14.4% | 4.8% |
| Free cash flow | $61.1m | $35.3m |
| Cash | $39.5m | $115m |
| Total debt | $252m | $1.15bn |
| Debt to equity | — | — |
| Dividend per share | $1.16 | $0.44 |
| Dividend yield | 1.7% | 4.6% |
| Share buybacks | $1.4m | — |
| Employees | — | 549 |
| Market value | $642m | $600m |
| Price vs our value range | — | — |
| Moat score | 73 (Strong) | 42 (Weak) |
| Insider trades, 12 months | 1 buys, 1 sales | 0 buys, 0 sales |