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First Financial Bankshares Inc (FFIN) stock

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NASDAQ: FFIN Nasdaq Regional Banks Next results ~January 15, 2027

B Fundamentals grade

First Financial Bankshares Inc is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders8 buying, 1 selling18 purchases and 1 sale by directors and officers, last 12 monthsInsider trades
  • Funds192 adding, 122 cuttingOf 37 active managers that changed their stake, 20 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter First Financial Bankshares files

Where First Financial Bankshares stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $666m, up 12.4% on a year earlier, slower than the 13.9% growth a quarter earlier.

Our model value for First Financial Bankshares is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 4, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 15, 2027 (estimated)

First Financial Bankshares Inc's trailing-twelve-month revenue grew 12.4% year on year, with a free-cash-flow margin of 48.9%. Where it stands out: net margin of 40.4% ranks 15 of 245 regional banks companies we cover.

Current signal Revenue growth decelerating: TTM revenue growth slowed to 12.4% (-1.5pp vs the prior quarter), the 3rd consecutive quarterly slowdown.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Strong cash generation. 48.9% of revenue turned into free cash flow.
  • Net cash. Cash exceeds long-term debt by $0.6bn.

Things to watch

  • Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.

Latest results: FY2026 Q2

Filed August 4, 2026
Earnings per share
$0.52 against an average estimate of $0.52: missed by 0.2%
Revenue
$173m, up 10.3% on a year earlier
Share reaction
-5.2% in the first session after the results on October 16, 2026, against -0.7% for the S&P 500
Next report
October 15, 2026; average EPS estimate $0.52

First Financial Bankshares' figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+2.8%
  • 1 week+4.8%
  • 1 month-2.2%
  • This year+7.4%
  • 1 year+4.4%
  • 5 years-34.1%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$666M
Net margin
40.4%
EPS (TTM, diluted)
$1.87

Growth

Revenue growth
+12.4%
Change in growth rate
−1.5 pts
Share count change
+0.1%

Earnings

Last results
October 16, 2026
Next results (est.)
January 15, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Announcement
  3. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

First Financial Bankshares Inc valuation models and calculator

No model value for First Financial Bankshares Inc at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value First Financial Bankshares Inc as a bank or lender, with every model that fits that kind of business. Cost of equity 8.5%: the 10-year Treasury yield (4.9%) plus a beta of 0.79 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$27 ~$20–$37 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$30 ~$26–$37 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$22 ~$15–$30 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$11 ~$15–$22 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$21 ~$20–$25 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$33 ~$27–$41 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare First Financial Bankshares Inc with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

89 /100

Strong moat

How hard First Financial Bankshares's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 20 / 20

    Net income has been a median 1.7% of total assets over 10 years.

  • Durability 20 / 20

    Net margin has been a median 40.8%; its worst year was 33.7%.

  • Discipline 17 / 20

    The diluted share count rose 0.6% over five years; stock-based pay has been a median 0.6% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (94 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $2.04 +15% $705m +9%
Next $2.13 +5% $742m +5%

Next year's EPS estimate has moved −1.4% in 90 days, across 7 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is −0.4% on 90 days ago. In the last 30 days, 0 analysts raised First Financial Bankshares Inc's forecast and 1 cut it.

Consensus EPS forecast First Financial Bankshares Inc, last 90 days
$2.00 $2.05 $2.10 $2.15 $2.20 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $2.05 Current fiscal year, 60 days ago: $2.05 Current fiscal year, 30 days ago: $2.05 Current fiscal year, 7 days ago: $2.05 Current fiscal year, Now: $2.04 $2.04 Next fiscal year, 90 days ago: $2.16 Next fiscal year, 60 days ago: $2.16 Next fiscal year, 30 days ago: $2.16 Next fiscal year, 7 days ago: $2.16 Next fiscal year, Now: $2.13 $2.13

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $2.05$2.16
60 days ago $2.05$2.16
30 days ago $2.05$2.16
7 days ago $2.05$2.16
Now $2.04$2.13

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $0.52 $0.52 −0.2%
Jun 2026 $0.50 $0.50 −0.8%
Mar 2026 $0.47 $0.50 +5.8%
Dec 2025 $0.48 $0.51 +5.8%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 16, 2026

No numeric guidance in First Financial Bankshares Inc's latest earnings release (filed October 16, 2026). Some companies give their outlook only on the earnings call.

Analyst recommendations

8 analysts, Oct 2026
Buy113%
Hold788%
Sell00%

Monthly trend

  1. Oct 2026178
  2. Sep 2026167
  3. Aug 2026156
  4. Jul 2026145

Counts of recommendations published by analysts covering First Financial Bankshares Inc, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
8.6%
of tradable shares
Days to cover
9.76
at average volume
Short interest, 1 month
+2%
to October 15, 2026
Held by institutions
72%
of shares
Held by insiders
3.6%
of shares
Employees
1,500
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +4.4%

$30.10 on October 31, 2025 to $31.44

ThenNowEffect
Revenue (last 12 months) $592m $666m +12.4%
Net margin 41.5% 40.4% −2.6%
P/E multiple 17.6x 16.8x −4.5%
Share count 143m 144m −0.1%

Biggest factor: revenue.

Last 3 years +29.8%

$24.21 on November 3, 2023 to $31.44

ThenNowEffect
Revenue (last 12 months) $517m $666m +28.8%
Net margin 42.9% 40.4% −5.7%
P/E multiple 15.6x 16.8x +7.2%
Share count 143m 144m −0.3%

Biggest factor: revenue.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
FFIN+42%−31%−10%+22%−15%+7%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
FFIN58%25%50%50%50%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
FFIN−17%−38%−38%−16%−21%−18%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 56% from November 23, 2021 to October 20, 2023. Getting back needed a 127% gain, and the shares have not yet recovered.

Price behaviour

52-week range
$28.21 – $36.26
From 52-week high
−13.3%
vs 50-day average
−1.5%
vs 200-day average
−2.3%
Volatility (1 year)
23%
Beta vs S&P 500
0.42

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
5 up, 7 down
typical move ±4.0%
After a week
6 up, 6 down
typical move ±4.5%
After a month
6 up, 5 down
typical move ±5.2%
Results releasedNext dayS&P 500 next day5 days21 days
October 16, 2026 −5.2% −0.7% −4.5% —
July 17, 2026 −4.4% −1.1% −5.0% −4.5%
January 23, 2026 −4.9% +0.5% −5.6% −4.4%
October 24, 2025 −1.7% +2.0% −3.0% −2.8%
July 17, 2025 +2.8% +0.5% +1.5% −2.6%
April 17, 2025 −1.6% −2.2% +1.9% +9.5%
January 23, 2025 +1.5% +0.3% +1.0% −1.3%
October 17, 2024 −0.9% +0.4% −4.8% +6.7%
July 19, 2024 +5.6% +0.4% +13.4% +3.2%
April 19, 2024 +5.6% 0.0% +5.4% +9.2%
January 26, 2024 +9.4% +0.7% +4.2% +2.1%
October 20, 2023 −4.1% −1.4% −3.5% +11.1%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

First Financial Bankshares Inc in five measures

Fundamentals grade B
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) First Financial Bankshares Inc
$450M $500M $550M $600M $650M $700M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $504.9M Revenue (TTM), FY23 Q4: $491.8M Revenue (TTM), FY24 Q1: $497.1M Revenue (TTM), FY24 Q2: $505.9M Revenue (TTM), FY24 Q3: $523.1M Revenue (TTM), FY24 Q4: $550.7M Revenue (TTM), FY25 Q1: $570.1M Revenue (TTM), FY25 Q2: $592.2M Revenue (TTM), FY25 Q3: $614M Revenue (TTM), FY25 Q4: $631.6M Revenue (TTM), FY26 Q1: $649.5M Revenue (TTM), FY26 Q2: $665.6M $665.6M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $504.9M
FY23 Q4 $491.8M
FY24 Q1 $497.1M
FY24 Q2 $505.9M
FY24 Q3 $523.1M
FY24 Q4 $550.7M
FY25 Q1 $570.1M
FY25 Q2 $592.2M
FY25 Q3 $614M
FY25 Q4 $631.6M
FY26 Q1 $649.5M
FY26 Q2 $665.6M
Revenue growth, TTM YoY First Financial Bankshares Inc
-10% 0% 10% 20% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: -4.8% Revenue growth, TTM YoY, FY23 Q4: -7.7% Revenue growth, TTM YoY, FY24 Q1: -5.7% Revenue growth, TTM YoY, FY24 Q2: -2.1% Revenue growth, TTM YoY, FY24 Q3: 3.6% Revenue growth, TTM YoY, FY24 Q4: 12.0% Revenue growth, TTM YoY, FY25 Q1: 14.7% Revenue growth, TTM YoY, FY25 Q2: 17.1% Revenue growth, TTM YoY, FY25 Q3: 17.4% Revenue growth, TTM YoY, FY25 Q4: 14.7% Revenue growth, TTM YoY, FY26 Q1: 13.9% Revenue growth, TTM YoY, FY26 Q2: 12.4% 12.4%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 -4.8%
FY23 Q4 -7.7%
FY24 Q1 -5.7%
FY24 Q2 -2.1%
FY24 Q3 3.6%
FY24 Q4 12.0%
FY25 Q1 14.7%
FY25 Q2 17.1%
FY25 Q3 17.4%
FY25 Q4 14.7%
FY26 Q1 13.9%
FY26 Q2 12.4%
FCF margin (TTM) First Financial Bankshares Inc
45% 50% 55% 60% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 55.2% FCF margin (TTM), FY23 Q4: 54.4% FCF margin (TTM), FY24 Q1: 50.2% FCF margin (TTM), FY24 Q2: 51.2% FCF margin (TTM), FY24 Q3: 51.2% FCF margin (TTM), FY24 Q4: 53.2% FCF margin (TTM), FY25 Q1: 51.9% FCF margin (TTM), FY25 Q2: 49.1% FCF margin (TTM), FY25 Q3: 48.3% FCF margin (TTM), FY25 Q4: 45.3% FCF margin (TTM), FY26 Q1: 47.5% FCF margin (TTM), FY26 Q2: 48.9% 48.9%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 55.2%
FY23 Q4 54.4%
FY24 Q1 50.2%
FY24 Q2 51.2%
FY24 Q3 51.2%
FY24 Q4 53.2%
FY25 Q1 51.9%
FY25 Q2 49.1%
FY25 Q3 48.3%
FY25 Q4 45.3%
FY26 Q1 47.5%
FY26 Q2 48.9%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What First Financial Bankshares earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $702M
  2. Fee and other income $131M · 20.7%
  3. Interest paid $202M
  4. Net interest income $501M · 79.3%
  5. Revenue $632M
  6. Non-interest expense $293M · 46.5%
  7. Credit-loss provisions $28.6M · 4.5%
  8. Pre-tax profit $310M · 49.0%
  9. Income tax $56M · 8.9%
  10. Net income $254M · 40.1%

Shares of revenue. Source: First Financial Bankshares's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 178 186 203 212 234 261 291 312 328 375 398 490 513 533 492 551 632 666
Net income 54 60 68 74 79 90 100 105 120 151 165 202 228 234 199 224 254 269
Diluted EPS $0.43 $0.48 $0.54 $0.59 $0.62 $0.69 $0.77 $0.80 $0.91 $1.11 $1.21 $1.42 $1.59 $1.64 $1.39 $1.56 $1.77 $1.87
Growth (year on year)
Revenue +2.6% +4.4% +9.6% +4.2% +10.6% +11.4% +11.5% +7.2% +5.0% +14.3% +6.1% +23.2% +4.6% +4.0% −7.7% +12.0% +14.7% +12.4%
Net income +1.2% +10.9% +14.6% +8.6% +6.3% +13.6% +12.1% +4.4% +14.9% +25.1% +9.4% +22.6% +12.6% +3.0% −15.1% +12.3% +13.5% +9.5%
Diluted EPS −83.1% +11.0% +13.6% +8.8% +5.1% +12.1% +10.8% +3.2% +14.5% +22.0% +9.0% +17.4% +12.0% +3.1% −15.2% +12.2% +13.5% +9.4%
Margins
Net margin 30.3% 32.1% 33.6% 35.0% 33.7% 34.3% 34.5% 33.6% 36.7% 40.2% 41.5% 41.2% 44.4% 44.0% 40.5% 40.6% 40.1% 40.4%
Free-cash-flow margin 92.8% 32.6% 39.5% 36.3% 42.0% 43.7% 31.5% 45.0% 53.7% 45.0% 48.7% 39.7% 65.5% 57.9% 54.4% 53.2% 45.3% 48.9%
Cash flow
Cash from operations 172 72 95 93 110 131 109 161 190 186 202 211 355 324 285 310 299 347
Capital spending 6 11 15 16 11 17 17 20 14 18 9 16 19 16 17 17 13 21
Free cash flow 165 61 80 77 99 114 92 140 176 169 194 194 336 308 268 293 286 325
Stock-based pay 0 0 0 0 0 1 1 1 2 2 1 1 3 4 4 5 7 5
Free cash flow after stock pay 165 60 80 77 98 113 91 139 174 167 192 193 333 305 263 288 279 320
Balance sheet
Cash — — — — — — — — — — — 729 529 331 537 763 1,078 580
Total debt 146 178 208 260 464 367 616 446 331 469 — 430 671 24 22 136 22 22
Net debt (negative = net cash) — — — — — — — — — — — −299 143 −307 −514 −628 −1,056 −559
Diluted shares 125m 125m 126m 126m 128m 129m 130m 132m 133m 136m 136m 143m 143m 143m 143m 143m 143m 144m
Returned to shareholders
Dividends 28 28 29 39 25 35 39 45 49 54 61 70 80 91 100 103 106 109
Buybacks — — — — — — — — — — — 8 0 9 3 0 0 —
Total returned 28 28 29 39 25 35 39 45 49 54 61 78 80 101 103 103 106 109

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

Dividends (TTM)
$109M
Returned to shareholders
33%
of free cash flow
Buybacks, last 3 fiscal years
$2.7M
Diluted share count
+0.1%
year over year
Total shareholder yield
2.4%
dividends 2.4% + buybacks 0.0% of market value
Dividend payout ratio
41%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated FFIN TBBK FBK NWBI SFBS MBIN Median
Revenue, last 12 months $666m $672m $700m $704m $626m $714m $255m
Revenue growth, last 12 months 12.4% 4.7% 36.8% 17.4% 20.5% 6.8% 12.5%
Revenue growth, 3-year average 8.8% 16.8% 12.7% 8.0% 8.6% 13.9% 6.0%
Revenue growth, latest quarter 10.3% −9.8% 0.4% 20.5% 27.6% 1.7% 10.7%
Net margin 40.4% 34.5% 33.3% 21.7% 51.2% 37.6% 28.7%
Cash from operations / revenue 52.1% 35.7% 25.6% 21.8% 75.5% −105.4% 34.3%
Free-cash-flow margin 48.9% 34.7% 24.6% 19.5% 75.5% −107.2% 31.4%
Free-cash-flow margin, 3-year average 49.7% 38.9% 29.6% 20.2% 57.8% −68.8% 29.9%
Stock pay / revenue 0.8% 3.0% 2.0% 0.7% 0.5% — 1.2%
Change in share count 0.1% −9.5% 6.9% 0.2% 0.1% 0.1% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth 12.4% 12.5% 127 of 245
Change in growth rate Growth -1.5pp +0.0pp 165 of 244
Net margin Profitability 40.4% 28.7% 15 of 245
Stock pay as % of revenue Cash generation 0.8% 1.3% 38 of 206
Change in share count Balance sheet 0.1% 0.4% 107 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Who owns it

Funds buying and selling
Reported value
$3.3B
Institutions reporting
351
Shares held vs prior quarter
▲ 7.2%
Positions opened / closed
44 / 31

Top buyers and sellers, Q2 2026: 192 institutions bought and 122 sold ; the biggest buyer was AQR Capital Management LLC (+1.2M shares) and the biggest seller Tudor Investment Corp Et Al (−339K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $631M 18.2M 19.4% ▲ 6.6%
Vanguard Portfolio Management LLC $253M 7.3M 7.8% ▲ 1.4%
State Street Corp $235M 6.8M 7.2% ▲ 3.6%
Vanguard Capital Management LLC $193M 5.6M 5.9% ▼ 0.1%
Neuberger Berman Group LLC $155M 4.5M 4.8% ▲ 16.6%
Geode Capital Management, LLC $135M 3.9M 4.1% ▲ 5.9%
AQR Capital Management LLC $117M 3.4M 3.6% ▲ 56.9%
Kayne Anderson Rudnick Investment Management LLC $104M 3.0M 3.2% ▼ 7.1%
Dimensional Fund Advisors LP $98.9M 2.9M 3.0% ▲ 3.5%
Fuller & Thaler Asset Management, Inc. $88.3M 2.6M 2.7% ▲ 16.4%
Goldman Sachs Group Inc $70.3M 2.0M 2.2% ▲ 17.1%
Morgan Stanley $69.9M 2.0M 2.1% ▲ 5.3%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not First Financial Bankshares Inc's complete shareholder register. Values are as reported by the filers ; 1 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $1.1M 18 trades by 8 insiders, last 12 months Insider sales History → $524,250 1 trade by 1 insider · 0% under pre-set plans
Net ▲ $610,985 net buying
Insider Date Trade Shares Price Value
Denny Michael B. Director October 29, 2026 Buy 3,245 $30.76 $99,816
Nickles Robert Clark Jr Director October 23, 2026 Buy 820 $30.12 $24,698
Denny Michael B. Director August 18, 2026 Buy 3,000 $34.66 $103,980
Butler Ronald David Ii EVP/CAO August 17, 2026 Sell 15,000 $34.95 $524,250
Nickles Robert Clark Jr Director July 24, 2026 Buy 700 $34.89 $24,423
Edwards Murray Hamilton Director June 11, 2026 Buy 1,000 $33.18 $33,180
Nickles Robert Clark Jr Director May 5, 2026 Buy 664 $31.96 $21,221
Edwards Murray Hamilton Director March 13, 2026 Buy 1,000 $29.32 $29,320
Trotter Johnny Director March 12, 2026 Buy 1,000 $29.26 $29,260
Haney Geoff Director March 12, 2026 Buy 1,500 $29.18 $43,770
Hickox Michelle S EVP/CFO March 9, 2026 Buy 1,000 $29.50 $29,500
Davis Sally Pope Director March 6, 2026 Buy 1,800 $29.52 $53,136

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Trades by members of Congress

All 9 trades and filings

No trades in First Financial Bankshares Inc disclosed in the last 12 months; 9 earlier trades on record.

  • Lisa C. McClain(R-MI 9):Sale (full), $1,001 - $15,000, traded June 17, 2025, filed August 13, 2025
  • Lisa C. McClain(R-MI 9):Purchase, $1,001 - $15,000, traded June 11, 2025, filed August 13, 2025
  • Donna Shalala(FL):Sale (full), $1,001 - $15,000, traded June 24, 2019, filed April 27, 2020

Value ranges as filed; reports can arrive up to 45 days after a trade.

Earnings dates and SEC filings

Results announcements

Next expected around January 15, 2027 estimated from the company's past filing pattern, not announced

  • October 16, 2026
  • July 17, 2026
  • January 23, 2026
  • October 24, 2025
  • July 17, 2025
  • April 17, 2025

Recent SEC filings

Data status

When each part of this page on First Financial Bankshares Inc was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

First Financial Bankshares Inc in brief

What does First Financial Bankshares Inc do?
First Financial Bankshares Inc is a US-listed company in the regional banks industry. Its financial year ends in December.
What is First Financial Bankshares Inc's stock ticker?
First Financial Bankshares Inc trades under the ticker FFIN on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is First Financial Bankshares Inc's revenue, and how fast is it growing?
Over its most recent trailing twelve months, First Financial Bankshares Inc reported revenue of $666M, 12.4% higher than a year earlier, according to its SEC filings.
What is First Financial Bankshares Inc's free cash flow?
First Financial Bankshares Inc's free-cash-flow margin is 48.9% of revenue over the trailing twelve months.
Who are First Financial Bankshares Inc's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Vanguard Portfolio Management LLC and State Street Corp. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is First Financial Bankshares Inc's market cap?
On November 2, 2026, First Financial Bankshares Inc's market capitalisation was about $4.5B, with a price-to-earnings ratio of 16.8 and net debt of -$559M. Market figures come from third-party market data and may be delayed.
Does First Financial Bankshares Inc pay a dividend?
Yes: First Financial Bankshares Inc paid $109M in dividends over the trailing twelve months, a dividend yield of 2.41% and a payout ratio of 40.5%.
Who are First Financial Bankshares Inc's competitors?
In our Regional Banks peer group, the companies closest to First Financial Bankshares Inc are Bancorp, Inc., FB Financial Corp, Northwest Bancshares, Inc., Servisfirst Bancshares, Inc. and Merchants Bancorp. The side-by-side comparison below sets their revenue, margins and growth against First Financial Bankshares Inc's.
Are insiders buying or selling First Financial Bankshares Inc stock?
Over the last 12 months, First Financial Bankshares Inc's directors and officers reported 18 open-market purchases and 1 sales on Form 4. The insider trading page charts every trade.
When is First Financial Bankshares Inc's next earnings date?
Around January 15, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — First Financial Bankshares Inc announces its own schedule.