Finwise Bancorp vs Five Star Bancorp
Five Star Bancorp is the larger business, with $158m of revenue in fiscal 2025 against $131m for Finwise Bancorp (1.2 times as much). Finwise Bancorp grew faster (60.5% against 25.6%). Five Star Bancorp kept more of each dollar of sales as profit: a net margin of 38.9% against 12.3%.
| Latest fiscal year | Finwise BancorpFINW, 2025 | Five Star BancorpFSBC, 2025 |
|---|---|---|
| Revenue | $131m | $158m |
| Revenue growth | 60.5% | 25.6% |
| Net income | $16.1m | $61.6m |
| Operating margin | — | — |
| Net margin | 12.3% | 38.9% |
| Return on equity | 8.8% | 14.6% |
| Free cash flow | −$28.6m | $71.4m |
| Cash | $163m | $507m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | — | $0.80 |
| Dividend yield | — | 2.0% |
| Share buybacks | $0 | — |
| Employees | 198 | 233 |
| Market value | $180m | $962m |
| Price vs our value range | — | — |
| Moat score | — | — |
| Insider trades, 12 months | 0 buys, 1 sales | 7 buys, 14 sales |