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Moneyhero Ltd (MNY) stock

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NASDAQ: MNY Nasdaq Interactive Media & Services Next results ~December 3, 2026

E Fundamentals grade

Moneyhero Ltd is a US-listed company in the interactive media & services industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Model estimate per share

~$0.7

Valuation models combined (2)

Base case. Range ~$0.2–$1.8. Weighted average of 2 models (price-to-earnings vs peers, revenue-to-maturity model), the price-to-earnings vs peers counting double.

Price vs value

No Buy/Hold/Sell rating is issued: only 2 valuation models apply; a rating needs 3.

Moneyhero Ltd valuation: adjust assumptions and compare models →

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Funds5 adding, 8 cuttingOf 1 active managers that changed their stake, 0 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Moneyhero files

Where Moneyhero stands after its latest Filing

Revenue for the twelve months was $73m, down 7.7% on a year earlier, a steeper fall than the 1.4% decline a quarter earlier. That puts it 51 of 63 for growth among the interactive media & services companies we cover. Free-cash-flow margin rose to -14.1% from -23.7% a year earlier. Operating margin widened to -8.2% from -47.2%. The diluted share count is up 6.0% on a year earlier, which dilutes existing holders. Against its peers on growth, profitability, cash generation and balance sheet, it grades E. Our valuation models combined value is $0.71 a share, against a share price of $0.54.

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~December 3, 2026 (estimated)

Moneyhero Ltd's trailing-twelve-month revenue fell 7.7% year on year, with a free-cash-flow margin of -14.1%. Where it lags: free-cash-flow margin of -14.1% ranks 53 of 59 interactive media & services companies we cover.

Current signal Free cash flow diverging from earnings: TTM free cash flow grew 58.9% while net income fell 86.3%: a 145pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Margins widening. Operating margin is up 42.4 points on a year ago.
  • Net cash. Cash exceeds long-term debt by $0.0bn.

Things to watch

  • Revenue shrinking. Revenue fell 7.7% over the last 12 months.
  • Growth slowing. The growth rate is 6.2 points lower than a quarter earlier.
  • Loss-making. Operating margin is -8.2%: costs exceed revenue.
  • Burning cash. Free cash flow was -14.1% of revenue over the last 12 months.
  • Share dilution. Diluted shares rose 6.0% in a year.
  • Weak cash conversion. Free cash flow was -200% of net income over the last 12 months.

Latest results

Earnings per share
-$0.03 against an average estimate of -$0.02: missed by 50.0%
Next report
December 3, 2026

Moneyhero's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+5.9%
  • 1 week+2.3%

Closing prices to 2026-11-02. Price change only, dividends excluded.

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Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$73.4M
Operating margin
-8.2%
Net margin
7.1%
EPS (TTM, diluted)
$0.12

Growth

Revenue growth
−7.7%
Change in growth rate
−6.2 pts
Share count change
+6.0%

Cash

Free cash flow (TTM)
-$10.4M
FCF margin
-14.1%

News & updates

Updated November 2, 2026

Company announcements, filed results and changes that matter to shareholders.

No recent updates are available for MNY from the sources we follow. See filings →

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Moneyhero Ltd valuation models and calculator

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: only 2 valuation models apply; a rating needs 3.

Valuation models

We value Moneyhero Ltd as an operating company, with every model that fits that kind of business. Cost of equity 9.8%: the 10-year Treasury yield (4.9%) plus a beta of 1.08 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$0.2 ~$0.7–$2.1 Primary model, counts double
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. — Does not apply: return on equity above 40%: buybacks or intangibles make book value too small an anchor
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$19 ~$16–$22 Left out: out of range vs price (32.76x)
Revenue-to-maturity model Revenue grown to maturity with the cash margin moving to the industry's; for companies not yet profitable. ~$1.8 ~$1.8–$2.2 Included
Price-to-sales vs peers Sales per share times peers' typical price-to-sales; used only when earnings are negative. — Does not apply: earnings are positive: price-to-earnings is the better measure
Combined value Weighted average of the models that apply: the primary model (price-to-earnings vs peers) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$0.7 ~$0.2–$1.8 2 models

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Moneyhero Ltd with Interactive Media & Services in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: December 3, 2026, before the open. Analysts expect revenue of $20m for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current −$0.17 −70% $73m −1%
Next $0.03 +118% $85m +18%

Next year's EPS estimate has moved −66.7% in 90 days, across 1 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +750.0% on 90 days ago. In the last 30 days, 0 analysts raised Moneyhero Ltd's forecast and 1 cut it.

Consensus EPS forecast Moneyhero Ltd, last 90 days
−$0.20 −$0.10 $0.00 $0.10 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: −$0.02 Current fiscal year, 60 days ago: −$0.12 Current fiscal year, 30 days ago: −$0.12 Current fiscal year, 7 days ago: −$0.12 Current fiscal year, Now: −$0.17 −$0.17 Next fiscal year, 90 days ago: $0.09 Next fiscal year, 60 days ago: $0.10 Next fiscal year, 30 days ago: $0.10 Next fiscal year, 7 days ago: $0.10 Next fiscal year, Now: $0.03 $0.03

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago −$0.02$0.09
60 days ago −$0.12$0.10
30 days ago −$0.12$0.10
7 days ago −$0.12$0.10
Now −$0.17$0.03

Earnings against estimates

Quarter toEstimateActualSurprise
Jun 2026 −$0.02 −$0.03 −50.0%
Mar 2026 −$0.06 −$0.20 −233.3%
Dec 2025 −$0.01 $0.00 +100.0%
Sept 2025 −$0.02 −$0.10 −400.0%

Adjusted EPS as companies report it, against the average analyst estimate.

Analyst recommendations

1 analysts, Nov 2026
Buy1100%
Hold00%
Sell00%

Monthly trend

  1. Nov 202611

Counts of recommendations published by analysts covering Moneyhero Ltd, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
0.1%
of tradable shares
Days to cover
0.74
at average volume
Short interest, 1 month
−47%
to October 15, 2026
Held by institutions
2%
of shares
Held by insiders
66.3%
of shares
Employees
240
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Recent prices are available. Older price history and the statistics that need it are being loaded in the background.

Price behaviour

52-week range
Not enough history
From 52-week high
—
vs 50-day average
—
vs 200-day average
—
Volatility (1 year)
—
Beta vs S&P 500
—

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Moneyhero Ltd in five measures

Fundamentals grade E
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Moneyhero Ltd
$60M $65M $70M $75M $80M $85M FY21 Q4 FY22 Q4 FY23 Q4 FY24 Q4 FY25 Q4 Revenue (TTM), FY21 Q4: $61.9M Revenue (TTM), FY22 Q4: $68.1M Revenue (TTM), FY23 Q4: $80.7M Revenue (TTM), FY24 Q4: $79.5M Revenue (TTM), FY25 Q4: $73.4M $73.4M

Source: SEC EDGAR filings. Retrieved November 1, 2026.

View chart data
Period Revenue (TTM)
FY21 Q4 $61.9M
FY22 Q4 $68.1M
FY23 Q4 $80.7M
FY24 Q4 $79.5M
FY25 Q4 $73.4M
Revenue growth, TTM YoY Moneyhero Ltd
-10% 0% 10% 20% FY22 Q4 FY23 Q4 FY24 Q4 FY25 Q4 Revenue growth, TTM YoY, FY22 Q4: 10.1% Revenue growth, TTM YoY, FY23 Q4: 18.4% Revenue growth, TTM YoY, FY24 Q4: -1.4% Revenue growth, TTM YoY, FY25 Q4: -7.7% -7.7%

Source: SEC EDGAR filings. Retrieved November 1, 2026.

View chart data
Period Revenue growth, TTM YoY
FY22 Q4 10.1%
FY23 Q4 18.4%
FY24 Q4 -1.4%
FY25 Q4 -7.7%
Operating margin (TTM) Moneyhero Ltd
-80% -60% -40% -20% 0% FY21 Q4 FY22 Q4 FY23 Q4 FY24 Q4 FY25 Q4 Operating margin (TTM), FY21 Q4: -47.2% Operating margin (TTM), FY22 Q4: -60.1% Operating margin (TTM), FY23 Q4: -37.2% Operating margin (TTM), FY24 Q4: -50.5% Operating margin (TTM), FY25 Q4: -8.2% -8.2%

Source: SEC EDGAR filings. Retrieved November 1, 2026.

View chart data
Period Operating margin (TTM)
FY21 Q4 -47.2%
FY22 Q4 -60.1%
FY23 Q4 -37.2%
FY24 Q4 -50.5%
FY25 Q4 -8.2%
FCF margin (TTM) Moneyhero Ltd
-40% -30% -20% -10% 0% FY21 Q4 FY22 Q4 FY23 Q4 FY24 Q4 FY25 Q4 FCF margin (TTM), FY21 Q4: -23.7% FCF margin (TTM), FY22 Q4: -21.8% FCF margin (TTM), FY23 Q4: -21.3% FCF margin (TTM), FY24 Q4: -31.7% FCF margin (TTM), FY25 Q4: -14.1% -14.1%

Source: SEC EDGAR filings. Retrieved November 1, 2026.

View chart data
Period FCF margin (TTM)
FY21 Q4 -23.7%
FY22 Q4 -21.8%
FY23 Q4 -21.3%
FY24 Q4 -31.7%
FY25 Q4 -14.1%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 20-F, 20-F/A. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025
Income
Revenue 62 68 81 80 73
Gross profit 32 34 37 33 36
EBITDA −25 −36 −23 −36 −5
Operating income −29 −41 −30 −40 −6
Net income 31 49 173 38 5
Diluted EPS −$1.79 −$1.28 −$4.48 −$0.94 −$0.12
Growth (year on year)
Revenue — +10.1% +18.4% −1.4% −7.7%
Net income — +59.8% +249.1% −78.1% −86.3%
Margins
Gross margin 51.7% 50.3% 45.5% 41.9% 49.2%
EBITDA margin −40.9% −53.1% −28.3% −45.5% −6.8%
Operating margin −47.2% −60.1% −37.2% −50.5% −8.2%
Net margin 50.0% 72.6% 214.0% 47.5% 7.1%
Free-cash-flow margin −23.7% −21.8% −21.3% −31.7% −14.1%
Cash flow
Cash from operations −14 −15 −17 −25 −10
Capital spending 0 0 0 0 0
Free cash flow −15 −15 −17 −25 −10
Stock-based pay — 1 1 — —
Free cash flow after stock pay — −16 −18 — —
Balance sheet
Cash 9 24 69 43 31
Total debt 0 9 0 0 —
Net debt (negative = net cash) −9 −15 −69 −43 −31
Diluted shares 17m 39m 39m 40m 43m

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

Diluted share count
+6.0%
year over year
Days sales outstanding
93 days
receivables vs revenue

Competitors: side by side with peers

Closest by revenue in interactive media & services
Last 12 months unless stated MNY PODC NAMI FENG SBET RUM Median
Revenue, last 12 months $73m $63m $57m $107m $50m $118m $615m
Revenue growth, last 12 months −7.7% 16.4% 1.7% 8.9% >999% 13.0% 2.4%
Revenue growth, 3-year average — 19.8% — −22.8% — 17.0% 5.0%
Revenue growth, latest quarter — 7.5% — — >999% 60.9% 2.4%
Gross margin 49.2% 12.8% 11.0% 48.9% 21.6% 27.6% 60.4%
Operating margin −8.2% −5.0% −25.2% −4.5% <−999% −147.5% 0.3%
Operating margin, 3-year average — −10.2% — −12.1% <−999% −151.8% −0.4%
Net margin 7.1% −5.0% −22.8% 0.0% <−999% −134.6% 3.8%
Cash from operations / revenue −14.0% 1.8% −6.0% −0.3% −66.1% −90.3% 11.4%
Free-cash-flow margin −14.1% 1.9% −6.1% −2.1% −66.1% −130.1% 7.5%
Free-cash-flow margin, 3-year average — 2.3% — −2.8% −128.5% −115.6% 7.2%
Stock pay / revenue 0.6% 6.8% 10.2% 0.0% 38.8% 18.8% 3.7%
Change in share count 6.0% 13.6% 142.7% 58.8% >999% 17.5% 2.0%

Median of all 63 companies we cover in interactive media & services. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

63 interactive media & services companies
Measure Company Peer median Rank
Revenue growth Growth -7.7% 2.4% 51 of 63
Change in growth rate Growth -6.2pp -0.2pp 54 of 63
Gross margin Profitability 49.2% 60.9% 33 of 54
Operating margin Profitability -8.2% 0.3% 41 of 63
Net margin Profitability 7.1% 3.8% 25 of 63
Free-cash-flow margin Cash generation -14.1% 8.9% 53 of 59
Change in share count Balance sheet 6.0% 1.7% 37 of 55
Days sales outstanding Balance sheet 93 days 49 days 48 of 54

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Who owns it

Funds buying and selling
Reported value
$409,961
Institutions reporting
8
Shares held vs prior quarter
▼ 0.9%
Positions opened / closed
1 / 5

Top buyers and sellers, Q2 2026: 5 institutions bought and 8 sold ; the biggest buyer was Osaic Holdings, Inc (+40K shares) and the biggest seller Corsair Capital Management, L.P (−25K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Corsair Capital Management, L.P. $156,757 180K 38.2% ▼ 12.2%
Osaic Holdings, Inc. $107,445 124K 26.2% ▲ 47.4%
Renaissance Technologies LLC $77,312 89K 18.9% ▼ 17.9%
Susquehanna International Group, LLP $56,334 65K 13.7% ▲ 151.0%
Group One Trading LLC $7,775 9K 1.9% ▼ 5.3%
UBS Group AG $3,351 4K 0.8% ▲ 275.7%
Morgan Stanley $986 1K 0.2% ▲ 1.8%
Caitong International Asset Management Co., Ltd $1 0K 0.0% New

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Moneyhero Ltd's complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $0 0 trades by 0 insiders
Net ▲ $0 net buying

No open-market insider trades reported in the last 12 months.

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Data status

When each part of this page on Moneyhero Ltd was last updated.

DataLast updatedSource
Share priceExchange closing prices
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Moneyhero Ltd in brief

What does Moneyhero Ltd do?
Moneyhero Ltd is a US-listed company in the interactive media & services industry. Its financial year ends in December.
What is Moneyhero Ltd's stock ticker?
Moneyhero Ltd trades under the ticker MNY on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Moneyhero Ltd's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Moneyhero Ltd reported revenue of $73.4M, 7.7% lower than a year earlier, according to its SEC filings.
What is Moneyhero Ltd's free cash flow?
Moneyhero Ltd's free-cash-flow margin is -14.1% of revenue over the trailing twelve months, ranking 53 of the 59 interactive media & services companies we cover.
Who are Moneyhero Ltd's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Corsair Capital Management, L.P., Osaic Holdings, Inc. and Renaissance Technologies LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Who are Moneyhero Ltd's competitors?
In our Interactive Media & Services peer group, the companies closest to Moneyhero Ltd are Podcastone, Inc., Jinxin Technology Holding Co, Phoenix New Media Ltd, Sharplink, Inc. and RUM Group Inc. The side-by-side comparison below sets their revenue, margins and growth against Moneyhero Ltd's.
When is Moneyhero Ltd's next earnings date?
Around December 3, 2026, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Moneyhero Ltd announces its own schedule.