Moneyhero Ltd key statistics and ratios

In fiscal 2025, Moneyhero Ltd had return on equity of 11.8%, an operating margin of -8.2% and a current ratio of 2.02. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Moneyhero Ltd: financial ratios, annual
Fiscal year	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025
Gross margin	51.7%	50.3%	45.5%	41.9%	49.2%
Operating margin	−47.2%	−60.1%	−37.2%	−50.5%	−8.2%
Net margin	50.0%	72.6%	214.0%	47.5%	7.1%
Free-cash-flow margin	−23.7%	−21.8%	−21.3%	−31.7%	−14.1%
Return on equity	—	—	—	59.4%	11.8%
Current ratio	—	1.25	3.00	2.44	2.02
Debt to equity	0.0%	55.3%	0.0%	0.0%	—
Interest cover (operating income ÷ interest)	n/m	n/m	n/m	n/m	n/m
Capital spending as % of revenue	0.5%	0.4%	0.1%	0.4%	0.2%
Free cash flow ÷ net income	−47.4%	−30.1%	−9.9%	−66.8%	−200.3%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Moneyhero Ltd's SEC filings (10-K and 10-Q), retrieved November 1, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Moneyhero Ltd.