Baycom Corp income statement
In fiscal 2025, Baycom Corp reported revenue of $101m, up 3.1% on the year before and net income of $23.9m, or $2.18 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28 | 45 | 59 | 77 | 87 | 84 | 103 | 105 | 98 | 101 | 104 |
| Interest expense | 3 | 4 | 5 | 9 | 9 | 9 | 10 | 28 | 41 | — | — |
| Net interest income | 27 | 40 | 52 | 68 | 78 | 73 | 97 | 98 | 91 | 94 | 97 |
| Non-interest income | 1 | 5 | 7 | 10 | 9 | 11 | 6 | 7 | 6 | 6 | 6 |
| Non-interest expense | 17 | 30 | 37 | 51 | 59 | 55 | 66 | 65 | 64 | 64 | 76 |
| Provision for credit losses | 1 | 0 | 2 | 2 | 10 | 0 | 4 | 2 | 1 | 4 | 8 |
| Income before tax | — | — | 20 | 24 | 18 | 28 | 32 | 38 | 32 | 33 | 20 |
| Income tax | 4 | 9 | 6 | 6 | 5 | 8 | 9 | 11 | 9 | 9 | 7 |
| Net income | 6 | 5 | 14 | 17 | 14 | 21 | 24 | 27 | 24 | 24 | 13 |
| Diluted EPS | $1.09 | $0.81 | $1.50 | $1.47 | $1.15 | $1.90 | $1.81 | $2.27 | $2.10 | $2.18 | $1.20 |
| Diluted shares (average) | 5m | 7m | 10m | 12m | 12m | 11m | 13m | 12m | 11m | 11m | 11m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 26 | 24 | 24 | 25 | 26 | 26 | 27 | 25 |
| Interest expense | 11 | 11 | 10 | — | — | — | — | — |
| Net interest income | 23 | 24 | 23 | 23 | 23 | 25 | 25 | 24 |
| Non-interest income | 3 | 0 | 1 | 2 | 2 | 1 | 2 | 1 |
| Non-interest expense | 16 | 16 | 16 | 16 | 16 | 16 | 17 | 27 |
| Provision for credit losses | 1 | −0 | 1 | 0 | 3 | 0 | −1 | 5 |
| Income before tax | 8 | 8 | 8 | 9 | 7 | 9 | 11 | −7 |
| Income tax | 2 | 2 | 2 | 2 | 2 | 3 | 3 | −0 |
| Net income | 6 | 6 | 6 | 6 | 5 | 7 | 8 | −7 |
| Diluted EPS | $0.54 | $0.55 | $0.51 | $0.58 | $0.46 | $0.63 | $0.75 | −$0.64 |
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