PCB Bancorp income statement
In fiscal 2025, PCB Bancorp reported revenue of $116m, up 16.1% on the year before and net income of $37.5m, or $2.58 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 59 | 69 | 76 | 81 | 78 | 96 | 104 | 99 | 100 | 116 | 120 |
| Interest expense | 7 | 10 | 18 | 24 | 14 | 4 | 12 | 63 | — | — | — |
| Net interest income | 46 | 55 | 66 | 69 | 66 | 77 | 90 | 89 | 89 | 104 | 108 |
| Non-interest income | 14 | 14 | 10 | 12 | 12 | 18 | 14 | 11 | 11 | 12 | 13 |
| Non-interest expense | 33 | 36 | 40 | 42 | 42 | 43 | 51 | 56 | 60 | 59 | 60 |
| Provision for credit losses | 2 | 2 | 1 | 4 | 13 | −5 | 4 | 0 | 3 | 4 | 2 |
| Income before tax | 24 | 31 | 35 | 34 | 23 | 57 | 49 | 43 | 36 | 52 | 59 |
| Income tax | 10 | 15 | 10 | 10 | 7 | 17 | 14 | 13 | 10 | 15 | 17 |
| Net income | 14 | 16 | 24 | 24 | 16 | 40 | 35 | 31 | 26 | 37 | 42 |
| Diluted EPS | $1.11 | $1.21 | $1.65 | $1.49 | $1.04 | $2.62 | $2.31 | $2.12 | $1.74 | $2.58 | $2.94 |
| Diluted shares (average) | 13m | 14m | 15m | 16m | 15m | 15m | 15m | 14m | 14m | 14m | 14m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 25 | 26 | 27 | 29 | 30 | 29 | 30 | 31 |
| Net interest income | 23 | 23 | 24 | 26 | 27 | 27 | 27 | 27 |
| Non-interest income | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Non-interest expense | 15 | 14 | 14 | 15 | 15 | 15 | 15 | 15 |
| Provision for credit losses | 0 | 2 | 2 | 2 | −0 | 1 | 1 | 1 |
| Income before tax | 11 | 10 | 11 | 13 | 16 | 13 | 15 | 15 |
| Income tax | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 |
| Net income | 8 | 7 | 8 | 9 | 11 | 9 | 11 | 11 |
| Diluted EPS | $0.52 | $0.47 | $0.53 | $0.62 | $0.78 | $0.64 | $0.74 | $0.73 |
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