Ponce Financial Group, Inc. income statement
In fiscal 2025, Ponce Financial Group, Inc. reported revenue of $109m, up 30.5% on the year before and net income of $28.7m, or $1.20 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 41 | 55 | 93 | 73 | 75 | 84 | 109 | 120 |
| Interest expense | 12 | 11 | 8 | 16 | 61 | 86 | 86 | — |
| Net interest income | 38 | 42 | 59 | 67 | 65 | 76 | 100 | 111 |
| Non-interest income | 3 | 13 | 35 | 6 | 10 | 7 | 9 | 9 |
| Non-interest expense | 47 | 48 | 57 | 86 | 66 | 67 | 67 | 69 |
| Provision for credit losses | 0 | 2 | 3 | 24 | 3 | 1 | 4 | 6 |
| Income before tax | −6 | 5 | 34 | −37 | 6 | 16 | 38 | 45 |
| Income tax | −1 | 1 | 8 | −7 | 3 | 5 | 10 | 11 |
| Net income | −5 | 4 | 25 | −30 | 3 | 11 | 29 | 34 |
| Diluted EPS | −$0.29 | $0.23 | $1.51 | −$1.32 | $0.15 | $0.46 | $1.20 | $1.45 |
| Diluted shares (average) | 17m | 17m | 17m | 23m | 23m | 23m | 23m | 23m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 20 | 23 | 25 | 26 | 27 | 31 | 30 | 32 |
| Net interest income | 19 | 21 | 22 | 24 | 25 | 28 | 28 | 30 |
| Non-interest income | 1 | 2 | 2 | 2 | 1 | 3 | 2 | 2 |
| Non-interest expense | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 18 |
| Provision for credit losses | 1 | 1 | −0 | 2 | 1 | 1 | 2 | 2 |
| Income before tax | 3 | 4 | 8 | 8 | 9 | 14 | 11 | 11 |
| Income tax | 1 | 2 | 2 | 2 | 2 | 4 | 3 | 3 |
| Net income | 2 | 3 | 6 | 6 | 7 | 10 | 9 | 8 |
| Diluted EPS | $0.10 | $0.12 | $0.25 | $0.25 | $0.27 | $0.43 | $0.36 | $0.35 |
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