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Citizens Financial Services Inc income statement

In fiscal 2025, Citizens Financial Services Inc reported revenue of $112m, up 10.3% on the year before and net income of $36.6m, or $7.62 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue313436383738384651555874788292102112118
Interest expense1311108655561012871147———
Net interest income2528293030303138424750626672808698103
Non-interest income6678777898811121012151415
Non-interest expense181818192020232929323341424565656566
Provision for credit losses11−1−0−0−1−023222226322
Income before tax131516191717141619212330353522344550
Income tax334444336345664699
Net income101213141313121313181925292918283741
Diluted EPS—$3.68$4.12$4.60$4.38$4.36$3.60$3.57$3.67$5.04$5.41$6.46$7.24$7.17$3.98$5.79$7.62$8.55
Diluted shares (average)—3m3m3m3m3m3m4m4m4m4m4m4m4m4m5m5m5m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Citizens Financial Services Inc's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Citizens Financial Services Inc.