Regions Financial Corporation income statement
In fiscal 2025, Regions Financial Corporation reported revenue of $7.53bn, up 6.3% on the year before, operating income of $53.0m (a 0.7% margin) and net income of $2.16bn, or $2.30 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,058 | 5,878 | 5,553 | 5,400 | 5,359 | 5,183 | 5,378 | 5,409 | 5,501 | 5,754 | 5,861 | 6,287 | 6,438 | 7,215 | 7,576 | 7,083 | 7,526 | 7,617 |
| Operating income | — | — | — | — | — | — | — | — | — | — | — | — | 46 | 56 | 212 | 95 | 53 | — |
| Interest expense | 1,984 | 1,248 | 842 | 603 | 384 | 309 | 268 | 313 | 373 | 602 | 851 | 368 | 167 | 316 | 1,577 | — | — | — |
| Net interest income | 3,293 | 3,389 | 3,410 | 3,300 | 3,263 | 3,280 | 3,307 | 3,398 | 3,539 | 3,735 | 3,745 | 3,894 | 3,914 | 4,786 | 5,320 | 4,818 | 4,991 | 5,063 |
| Non-interest income | 2,765 | 2,489 | 2,143 | 2,100 | 2,096 | 1,903 | 2,071 | 2,011 | 1,962 | 2,019 | 2,116 | 2,393 | 2,524 | 2,429 | 2,256 | 2,265 | 2,535 | 2,554 |
| Non-interest expense | 3,785 | 3,859 | 3,862 | 3,526 | 3,556 | 3,432 | 3,607 | 3,483 | 3,491 | 3,570 | 3,489 | 3,643 | 3,747 | 4,068 | 4,416 | 4,242 | 4,313 | 4,390 |
| Provision for credit losses | 3,541 | −2,863 | 1,530 | −213 | 138 | 69 | 241 | 262 | 150 | 229 | 387 | 1,330 | −524 | 271 | 553 | 487 | 470 | 379 |
| Income before tax | −1,268 | −844 | 161 | 1,661 | 1,665 | 1,682 | 1,530 | 1,664 | 1,860 | 1,955 | 1,985 | 1,314 | 3,215 | 2,876 | 2,607 | 2,354 | 2,743 | 2,848 |
| Income tax | −194 | −376 | −28 | 482 | 561 | 548 | 455 | 510 | 619 | 387 | 403 | 220 | 694 | 631 | 533 | 461 | 587 | 616 |
| Net income | −1,031 | −539 | −215 | 1,120 | 1,091 | 1,147 | 1,062 | 1,163 | 1,263 | 1,759 | 1,582 | 1,094 | 2,521 | 2,245 | 2,074 | 1,893 | 2,156 | 2,232 |
| Diluted EPS | −$1.27 | −$0.62 | −$0.34 | $0.71 | $0.75 | $0.79 | $0.75 | $0.87 | $1.00 | $1.54 | $1.50 | $1.03 | $2.49 | $2.28 | $2.11 | $1.93 | $2.30 | $2.55 |
| Diluted shares (average) | 989m | 1,227m | 1,258m | 1,387m | 1,410m | 1,387m | 1,334m | 1,261m | 1,198m | 1,102m | 999m | 962m | 963m | 942m | 938m | 918m | 896m | 875m |
| EBITDA | — | — | — | — | — | — | — | — | — | — | — | — | 417 | 409 | 448 | 239 | 137 | — |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,790 | 1,815 | 1,784 | 1,905 | 1,916 | 1,921 | 1,873 | 1,907 |
| Net interest income | 1,218 | 1,230 | 1,194 | 1,259 | 1,257 | 1,281 | 1,248 | 1,277 |
| Non-interest income | 572 | 585 | 590 | 646 | 659 | 640 | 625 | 630 |
| Non-interest expense | 1,069 | 1,038 | 1,039 | 1,073 | 1,103 | 1,098 | 1,068 | 1,121 |
| Provision for credit losses | 113 | 120 | 124 | 126 | 105 | 115 | 91 | 68 |
| Income before tax | 608 | 657 | 621 | 706 | 708 | 708 | 714 | 718 |
| Income tax | 118 | 123 | 131 | 143 | 139 | 174 | 155 | 148 |
| Net income | 490 | 534 | 490 | 563 | 569 | 534 | 559 | 570 |
| Diluted EPS | $0.49 | $0.55 | $0.51 | $0.59 | $0.61 | $0.58 | $0.62 | $0.64 |
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