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Citizens Financial Group income statement

In fiscal 2025, Citizens Financial Group reported revenue of $8.25bn, up 5.6% on the year before and net income of $1.83bn, or $3.86 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Citizens Financial Group: income statement, annual
Fiscal year2012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Revenue4,8944,6904,9794,8245,2555,7076,1286,4916,9056,6478,0218,2247,8098,2478,930
Interest expense6194433634525087471,2261,5757713391,0483,963———
Net interest income3,2273,0583,3013,4023,7584,1734,5324,6144,5864,5126,0126,2415,6335,8536,405
Non-interest income1,6671,6321,6781,4221,4971,5341,5961,8772,3192,1352,0091,9832,1762,3942,525
Non-interest expense3,4577,6793,3923,2593,3523,4743,6193,8473,9914,0814,8925,5075,2345,3115,508
Provision for credit losses4134793193023693213263931,616−411394724709566498
Income before tax1,024−3,4681,2681,2631,5341,9122,1832,2511,2982,9772,6552,0301,8882,3282,886
Income tax381−42403423489260462460241658582422379497618
Net income643−3,4268658401,0451,6521,7211,7911,0572,3192,0731,6081,5091,8312,268
Diluted EPS$1.15−$6.12$1.55$1.55$1.97$3.25$3.52$3.81$2.22$5.16$4.10$3.13$3.03$3.86$5.29
Diluted shares (average)560m560m558m538m524m504m480m451m428m427m478m477m454m437m429m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Citizens Financial Group's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Citizens Financial Group.