Citizens Financial vs Regions Financial
Citizens Financial and Regions Financial are similar in size: $8.25bn and $7.53bn of revenue in their latest fiscal years. Regions Financial grew faster (6.3% against 5.6%). Regions Financial kept more of each dollar of sales as profit: a net margin of 28.6% against 22.2%.
| Latest fiscal year | Citizens FinancialCFG, 2025 | Regions FinancialRF, 2025 |
|---|---|---|
| Revenue | $8.25bn | $7.53bn |
| Revenue growth | 5.6% | 6.3% |
| Net income | $1.83bn | $2.16bn |
| Operating margin | — | — |
| Net margin | 22.2% | 28.6% |
| Return on equity | 7.2% | 11.7% |
| Free cash flow | $2.21bn | — |
| Cash | $12.73bn | $10.91bn |
| Total debt | $11.36bn | $4.88bn |
| Debt to equity | — | — |
| Dividend per share | $1.72 | $1.03 |
| Dividend yield | 2.9% | 3.7% |
| Share buybacks | $600m | $1.07bn |
| Employees | 17,398 | 19,969 |
| Market value | $27.12bn | $24.48bn |
| Price vs our value range | — | — |
| Moat score | 67 (Moderate) | 75 (Strong) |
| Insider trades, 12 months | 0 buys, 3 sales | 0 buys, 3 sales |