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Synchrony Financial balance sheet

At the end of fiscal 2025, Synchrony Financial had total assets of $119.09bn, total liabilities of $102.33bn and shareholders' equity of $16.77bn. It held $14.97bn in cash against $15.18bn of debt.

Balance sheet

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Cash and equivalents1.32.311.812.39.311.69.412.111.58.310.314.314.715.015.9
Goodwill0.90.90.90.90.91.01.01.11.11.11.11.01.31.41.4
Total assets—59.175.784.090.295.8106.8104.895.995.7104.6117.5119.5119.1122.5
Long-term debt———24.320.120.824.019.915.814.514.216.015.515.217.0
Total debt0.00.08.224.320.120.824.019.915.814.514.216.015.515.217.0
Total liabilities—53.165.271.476.081.692.189.783.282.191.7103.6102.9102.3105.9
Shareholders' equity4.66.010.512.614.214.214.715.112.713.712.913.916.616.816.6
Shares outstanding——834m834m817m771m719m616m584m527m438m407m388m347m311m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Synchrony Financial's SEC filings (10-K and 10-Q), retrieved October 23, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Synchrony Financial.