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Synchrony Financial cash flow statement

In fiscal 2025, Synchrony Financial's operations generated $9.85bn of cash. It returned $427m in dividends and $2.94bn through buybacks.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Cash from operations5,6375,6795,3406,1846,5118,5759,3428,9907,4877,0996,6948,5939,8489,8519,555
Depreciation and amortisation83104131174219254302367383390419458481514577
Stock-based pay——1234———————————
Dividends paid——00214446534581520500434406398427420
Share buybacks——004761,4971,8683,6189852,8763,3201,1121,0082,9413,840

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

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Figures from Synchrony Financial's SEC filings (10-K and 10-Q), retrieved October 23, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Synchrony Financial.