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Transact Technologies Inc (TACT) stock

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NASDAQ: TACT Nasdaq Technology Hardware, Storage & Peripherals Next results ~November 12, 2026

C Fundamentals grade

Transact Technologies Inc is a US-listed company in the technology hardware, storage & peripherals industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Fair value per share

~$6.3

Cash-flow model

Base case. Range ~$5.1–$7.8 across our lower- and higher-growth cases (-1%–9% a year).

Price vs value

Modestly undervalued

The price is inside our value range, 14% below our base value.

Price used: $5.39, November 2, 2026

Transact Technologies Inc valuation: adjust assumptions and compare models →

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders1 buying, 1 selling2 purchases and 1 sale by directors and officers, last 12 monthsInsider trades
  • Funds12 adding, 14 cuttingOf 3 active managers that changed their stake, 1 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Transact Technologies files

Where Transact Technologies stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $53m, up 10.5% on a year earlier, slower than the 15.5% growth a quarter earlier. Free-cash-flow margin fell to 9.9% from 12.6% a year earlier. Operating margin widened to -0.8% from -4.5%. Against its peers on growth, profitability, cash generation and balance sheet, it grades D. It passes 2 of our 2 financial-health checks. Our cash-flow model value is $6.21 a share, against a share price of $5.61. At that price, our model says the market is pricing in about 1.6% a year of cash-flow growth for five years, slower than the 6.1% a year revenue growth it has delivered.

Source: 10-Q filed August 14, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~November 12, 2026 (estimated)

Transact Technologies Inc's trailing-twelve-month revenue grew 10.5% year on year, with a free-cash-flow margin of 9.9%. Where it lags: change in growth rate of -5.0pp ranks 25 of 27 technology hardware, storage & peripherals companies we cover.

Our discounted-cash-flow model values the business at ~$6.3 per share in the base case (~$5.1–$7.8 across growth scenarios) — model values under stated assumptions, not a price target.

Current signal Free cash flow diverging from earnings: TTM free cash flow fell 13.4% while net income grew 95.4%: a 109pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Margins widening. Operating margin is up 3.7 points on a year ago.
  • Net cash. Cash exceeds long-term debt by $0.0bn.

Things to watch

  • Results due soon. Results are expected around 9 November; the share price can move sharply on the day.
  • Loss-making. Operating margin is -0.8%: costs exceed revenue.
  • Volatile shares. Over the past year the shares showed annualised volatility of 52% and a beta of 0.7 against the S&P 500.
  • Growth easing. The growth rate is 5.0 points lower than a quarter earlier.
  • Below peers: change in growth rate. Change in growth rate of -5.0pp ranks 25 of 27 technology hardware, storage & peripherals companies we cover (median +5.0pp).
  • Below peers: days sales outstanding. Days sales outstanding of 71 days ranks 18 of 23 technology hardware, storage & peripherals companies we cover (median 54 days).

Latest results: FY2026 Q2

Filed August 14, 2026
Earnings per share
$0.00 against an average estimate of -$0.01: beat by 100.0%
Revenue
$14m, up 1.1% on a year earlier
Share reaction
-5.3% in the first session after the results on August 11, 2026, against -0.1% for the S&P 500
Next report
November 12, 2026

Transact Technologies' figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day-1.6%
  • 1 week+1.1%
  • 1 month+12.1%
  • This year+34.7%
  • 1 year+14.4%
  • 5 years-60.3%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$53M
Operating margin
-0.8%
Net margin
-0.8%
EPS (TTM, diluted)
$-0.04

Growth

Revenue growth
+10.5%
Change in growth rate
−5.0 pts
Share count change
+1.4%

Cash

Free cash flow (TTM)
$5.2M
FCF margin
9.9%
Stock pay % of revenue
3.8%

Earnings

Last results
August 11, 2026
Next results (est.)
November 9, 2026

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Transact Technologies Inc valuation models and calculator

What the price is pricing in

The share price implies about 0.7% a year of cash-flow growth for five years.That is slower than the 6.1% a year revenue growth Transact Technologies has delivered.

  • Priced in0.7%
  • Last 12 months10.5%
  • 3 years a year-12.1%
  • 5 years a year6.1%

Our cash-flow model with every input fixed except growth over the next five years, solved for the growth at which the model value equals the share price ($5.39, Nov 2, 2026). Cash-flow growth then fades to 2.5% a year; discount rate 8.5%. Delivered figures are revenue growth from SEC filings. This is a model exercise, not investment advice or a forecast of the share price. All companies

Fundamentalytics rating

model v1.6 · 2026-11-03
Hold12-month view
12-month price target
~$6.3
Price used
$5.39close November 2, 2026
Implied change
▲ +16%
Uncertainty
Low

How we got here: a discounted-cash-flow model of Transact Technologies Inc's free cash flow after stock-based pay with after-tax interest added back ($2.5M, FY2026 Q2 TTM), growing 5.8% and 4% in the next two years (forecasts, guidance and its record), then back to 4% by year five, and fading to 2.5%, discounted at 8.5%. Lower and higher growth cases span ~$5.1–~$7.8 ; that spread sets a 15% margin before we rate Buy or Sell.

Produced by Fundamentalytics' automated valuation model on November 3, 2026, using delayed market prices. Rating meanings, methodology and conflicts: recommendations disclosure and research disclaimer. General research, not personal advice — it does not consider your circumstances. Prices can fall as well as rise.

Our value per share comes from a discounted-cash-flow model of Transact Technologies Inc's free cash flow after stock-based pay ( $2.5M, FY2026 Q2 TTM, with after-tax interest added back): growth for five years as below (the first two years from forecasts, guidance and the company's record), fading to 2.5%, discounted at 8.5%, then cash added and debt and other claims subtracted. These are model values under stated assumptions, not price targets or recommendations.

Valuation models

We value Transact Technologies Inc as an operating company, with every model that fits that kind of business. Cost of equity 9.6%: the 10-year Treasury yield (4.9%) plus a beta of 1.04 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Cash-flow model (DCF) Free cash flow to the firm (after stock pay, with after-tax interest added back), grown then faded to 2.5%, discounted at 8.5% as the firm rate, less debt and other claims. ~$6.3 ~$5.1–$7.8 Primary model, counts double
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. — Does not apply: no positive earnings in the latest twelve months
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$0.0 Left out: out of range vs price (0.00x)
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. — Does not apply: return on equity is not positive
Combined value Weighted average of the models that apply: the primary model (cash-flow model (dcf)) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$6.3 ~$5.1–$7.8 1 model

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Transact Technologies Inc with Technology Hardware, Storage & Peripherals in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

What moves the value

  • Revenue growth 5 points lower ▼ −22%
  • Revenue growth 5 points higher ▲ +29%
  • Free-cash-flow margin 1 point lower ▼ −9%
  • Last year's free-cash-flow margin change, if it persists ▼ −20%
  • Discount rate 1 point higher ▼ −14%
Value per share under different assumptions
Discount rate ↓ / growth → −5% growth0% growth5% growth10% growth15% growth20% growth
7% $5$6$8$10$13$17
8.5% $4$5$6$8$10$13
10% $4$5$5$7$8$10

Valuation multiples over time Market data may be delayed

At fiscal year end 20152016201720182019202020212022202320242025Now
Share price$7.43$5.97$12.44$8.68$10.97$7.10$10.90$6.32$6.98$4.09$4.00$5.39
Market value$58m$46m$94m$67m$84m$56m$101m$63m$70m$41m$40m$55m
+ Net debt (− = net cash)−$4m−$3m−$6m−$5m−$4m−$8m−$19m−$6m−$10m−$11m−$17m−$16m
Enterprise value$54m$43m$89m$63m$80m$47m$82m$57m$60m$29m$23m$38m
Multiples
Price / sales 1.0x0.8x1.7x1.2x1.8x1.8x2.6x1.1x1.0x0.9x0.8x1.0x
Price / earnings 18.9x12.6x29.4x12.4x163.2x———14.7x———
Price / free cash flow 12.7x11.4x18.6x16.4x22.3x———15.2x26.6x5.3x10.5x
EV / EBITDA 9.1x6.6x11.3x8.1x46.7x———8.3x——193.5x

Market value uses the period's diluted share count; figures for each fiscal year use that year's results and the price at year end. "Now" uses today's price and the last twelve months.

Moat

58 /100

Moderate moat

How hard Transact Technologies's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 20 / 20

    Cash operating profit has been a median 20.0% of total assets over 10 years.

  • Pricing power 13 / 20

    Gross margin has been a median 48.0%, moving by 5.4 percentage points (standard deviation) across 10 years.

  • Durability 10 / 20

    Operating margin has been a median -1.4%; its worst year was -29.0%.

  • Cash conversion 10 / 20

    Free cash flow was positive in 7 of 10 years, at a median 6.0% of revenue.

  • Discipline 10 / 20

    The diluted share count rose 19.2% over five years; stock-based pay has been a median 1.9% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (63 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: November 12, 2026, after the close. Analysts expect revenue of $14m for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current −$0.04 +67% $56m —
Next −$0.14 −250% $58m +4%

How the EPS forecast has moved

In the last 30 days, 1 analyst raised Transact Technologies Inc's forecast and 0 cut it.

Consensus EPS forecast Transact Technologies Inc, last 90 days
−$0.15 −$0.10 −$0.05 $0.00 60 days ago 30 days ago 7 days ago Now Current fiscal year, 60 days ago: −$0.05 Current fiscal year, 30 days ago: −$0.05 Current fiscal year, 7 days ago: −$0.05 Current fiscal year, Now: −$0.04 −$0.04 Next fiscal year, 60 days ago: −$0.10 Next fiscal year, 30 days ago: −$0.10 Next fiscal year, 7 days ago: −$0.10 Next fiscal year, Now: −$0.14 −$0.14

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
60 days ago −$0.05−$0.10
30 days ago −$0.05−$0.10
7 days ago −$0.05−$0.10
Now −$0.04−$0.14

Earnings against estimates

Quarter toEstimateActualSurprise
Jun 2026 −$0.01 $0.00 +100.0%
Sept 2025 −$0.02 $0.00 +100.0%

Adjusted EPS as companies report it, against the average analyst estimate.

How our valuation uses these forecasts

Our cash-flow model grows Transact Technologies Inc's revenue by +5.8% next year and +4.0% the year after, then fades back toward its own record by year five. Next year's rate weighs analysts' consensus (+8.1%, weight 45%) and the company's own record (+4.0%, weight 55%) . How the weights are set.

Positioning

Short interest
0.3%
of tradable shares
Days to cover
1.36
at average volume
Short interest, 1 month
−48%
to October 15, 2026
Held by institutions
56%
of shares
Held by insiders
16.7%
of shares
Employees
103
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Recent prices are available. Older price history and the statistics that need it are being loaded in the background.

What moved the share price

Last 12 months +14.4%

$4.71 on October 31, 2025 to $5.39

ThenNowEffect
Revenue (last 12 months) $48m $53m +10.5%
P/S multiple 1.0x 1.0x +5.0%
Share count 10m 10m −1.4%

Biggest factor: revenue. Loss-making at one end, so the split uses price/sales.

Last 3 years −9.9%

$5.98 on November 3, 2023 to $5.39

ThenNowEffect
Revenue (last 12 months) $78m $53m −32.1%
P/S multiple 0.8x 1.0x +35.5%
Share count 10m 10m −2.1%

Biggest factor: revenue. Loss-making at one end, so the split uses price/sales.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
TACT+54%−42%+10%−41%−2%+35%
Industry peers (median)+24%−35%+33%+14%+6%+4%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
TACT58%42%42%50%42%36%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
TACT−43%−67%−37%−57%−33%−26%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since October 29, 2015: 81% from August 5, 2021 to March 11, 2026. Getting back needed a 425% gain, and the shares have not yet recovered.

Price behaviour

52-week range
$3.21 – $5.84
From 52-week high
−7.7%
vs 50-day average
+8.2%
vs 200-day average
+23.6%
Volatility (1 year)
52%
Beta vs S&P 500
0.65

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
5 up, 7 down
typical move ±7.6%
After a week
6 up, 6 down
typical move ±12.7%
After a month
6 up, 6 down
typical move ±15.5%
Results releasedNext dayS&P 500 next day5 days21 days
August 11, 2026 −5.3% −0.1% −13.5% −5.7%
May 12, 2026 +4.3% +0.4% +13.7% +63.1%
March 10, 2026 −4.5% −0.3% −1.5% −3.3%
November 10, 2025 +0.2% +1.8% −0.7% +2.3%
August 6, 2025 −1.6% +0.7% +8.5% +17.4%
May 13, 2025 −1.5% +0.8% +15.3% +5.9%
March 13, 2025 +2.5% +0.7% +7.2% −1.7%
November 7, 2024 −1.4% +1.2% −6.1% −3.5%
August 8, 2024 +17.4% +2.8% +20.9% +15.8%
May 7, 2024 −24.9% +0.1% −26.2% −23.7%
March 12, 2024 −15.2% +0.9% −24.2% −29.0%
November 9, 2023 +12.3% +0.8% +14.5% +14.6%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Transact Technologies Inc in five measures

Fundamentals grade C
Growth Profitability Cash Balance sheet Value

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Transact Technologies Inc
$40M $50M $60M $70M $80M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $77.3M Revenue (TTM), FY23 Q4: $72.6M Revenue (TTM), FY24 Q1: $61M Revenue (TTM), FY24 Q2: $52.7M Revenue (TTM), FY24 Q3: $46.4M Revenue (TTM), FY24 Q4: $43.4M Revenue (TTM), FY25 Q1: $45.8M Revenue (TTM), FY25 Q2: $47.9M Revenue (TTM), FY25 Q3: $50.3M Revenue (TTM), FY25 Q4: $51.5M Revenue (TTM), FY26 Q1: $52.8M Revenue (TTM), FY26 Q2: $53M $53M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $77.3M
FY23 Q4 $72.6M
FY24 Q1 $61M
FY24 Q2 $52.7M
FY24 Q3 $46.4M
FY24 Q4 $43.4M
FY25 Q1 $45.8M
FY25 Q2 $47.9M
FY25 Q3 $50.3M
FY25 Q4 $51.5M
FY26 Q1 $52.8M
FY26 Q2 $53M
Revenue growth, TTM YoY Transact Technologies Inc
-50% 0% 50% 100% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: 50.7% Revenue growth, TTM YoY, FY23 Q4: 24.9% Revenue growth, TTM YoY, FY24 Q1: -13.7% Revenue growth, TTM YoY, FY24 Q2: -32.4% Revenue growth, TTM YoY, FY24 Q3: -40.0% Revenue growth, TTM YoY, FY24 Q4: -40.3% Revenue growth, TTM YoY, FY25 Q1: -25.1% Revenue growth, TTM YoY, FY25 Q2: -9.1% Revenue growth, TTM YoY, FY25 Q3: 8.3% Revenue growth, TTM YoY, FY25 Q4: 18.7% Revenue growth, TTM YoY, FY26 Q1: 15.5% Revenue growth, TTM YoY, FY26 Q2: 10.5% 10.5%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 50.7%
FY23 Q4 24.9%
FY24 Q1 -13.7%
FY24 Q2 -32.4%
FY24 Q3 -40.0%
FY24 Q4 -40.3%
FY25 Q1 -25.1%
FY25 Q2 -9.1%
FY25 Q3 8.3%
FY25 Q4 18.7%
FY26 Q1 15.5%
FY26 Q2 10.5%
Operating margin (TTM) Transact Technologies Inc
-10% -5% 0% 5% 10% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Operating margin (TTM), FY23 Q3: 8.7% Operating margin (TTM), FY23 Q4: 7.9% Operating margin (TTM), FY24 Q1: 1.0% Operating margin (TTM), FY24 Q2: -2.0% Operating margin (TTM), FY24 Q3: -6.7% Operating margin (TTM), FY24 Q4: -8.4% Operating margin (TTM), FY25 Q1: -5.1% Operating margin (TTM), FY25 Q2: -4.5% Operating margin (TTM), FY25 Q3: -2.6% Operating margin (TTM), FY25 Q4: -2.7% Operating margin (TTM), FY26 Q1: -1.2% Operating margin (TTM), FY26 Q2: -0.8% -0.8%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Operating margin (TTM)
FY23 Q3 8.7%
FY23 Q4 7.9%
FY24 Q1 1.0%
FY24 Q2 -2.0%
FY24 Q3 -6.7%
FY24 Q4 -8.4%
FY25 Q1 -5.1%
FY25 Q2 -4.5%
FY25 Q3 -2.6%
FY25 Q4 -2.7%
FY26 Q1 -1.2%
FY26 Q2 -0.8%
FCF margin (TTM) Transact Technologies Inc
-5% 0% 5% 10% 15% 20% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 7.1% FCF margin (TTM), FY23 Q4: 6.3% FCF margin (TTM), FY24 Q1: 6.8% FCF margin (TTM), FY24 Q2: 1.0% FCF margin (TTM), FY24 Q3: -0.1% FCF margin (TTM), FY24 Q4: 3.5% FCF margin (TTM), FY25 Q1: 6.5% FCF margin (TTM), FY25 Q2: 12.6% FCF margin (TTM), FY25 Q3: 18.6% FCF margin (TTM), FY25 Q4: 14.7% FCF margin (TTM), FY26 Q1: 12.7% FCF margin (TTM), FY26 Q2: 9.9% 9.9%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 7.1%
FY23 Q4 6.3%
FY24 Q1 6.8%
FY24 Q2 1.0%
FY24 Q3 -0.1%
FY24 Q4 3.5%
FY25 Q1 6.5%
FY25 Q2 12.6%
FY25 Q3 18.6%
FY25 Q4 14.7%
FY26 Q1 12.7%
FY26 Q2 9.9%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 58 63 66 68 60 53 60 57 56 55 46 31 39 58 73 43 51 53
Gross profit 19 23 25 26 25 22 25 24 27 27 22 13 15 24 38 21 25 26
EBITDA 5 7 9 7 8 −2 6 7 8 8 2 −7 −8 −6 7 −3 −1 0
Operating income 3 6 7 6 7 −4 4 5 7 7 0 −8 −9 −8 6 −4 −1 −0
Net income 2 4 5 4 5 −2 3 4 3 5 1 −6 −4 −6 5 −10 −1 −0
Diluted EPS $0.23 $0.41 $0.49 $0.40 $0.57 −$0.29 $0.39 $0.47 $0.42 $0.70 $0.07 −$0.72 −$0.43 −$0.60 $0.47 −$0.99 −$0.12 −$0.04
Growth (year on year)
Revenue — +8.3% +4.4% +3.7% −12.1% −11.7% +12.4% −4.1% −1.6% −3.1% −16.2% −33.1% +28.7% +47.6% +24.9% −40.3% +18.7% +10.5%
EBITDA — +46.6% +16.0% −14.4% +13.6% −127.8% — +10.8% +20.9% −1.8% −77.9% −498.5% — — — −136.0% — —
Operating income — +77.8% +19.2% −19.8% +18.1% −157.0% — +16.4% +31.0% −0.8% −94.9% — — — — −163.5% — —
Net income — +82.4% +19.8% −22.6% +36.3% −149.1% — +17.0% −11.2% +69.0% −90.5% — — — — −307.7% — —
Diluted EPS — +78.3% +19.5% −18.4% +42.5% −150.9% — +20.5% −10.6% +66.7% −90.0% — — — — −310.6% — —
Margins
Gross margin 32.3% 35.7% 37.3% 38.0% 41.7% 40.9% 41.9% 41.6% 47.3% 49.0% 47.9% 42.3% 39.1% 42.0% 52.9% 49.5% 48.6% 49.6%
EBITDA margin 8.7% 11.7% 13.0% 10.8% 13.9% −4.4% 9.9% 11.4% 14.0% 14.2% 3.7% −22.3% −21.4% −10.9% 9.9% −6.0% −1.4% 0.4%
Operating margin 5.6% 9.3% 10.6% 8.2% 11.0% −7.1% 7.5% 9.1% 12.1% 12.4% 0.7% −26.7% −23.8% −13.2% 7.9% −8.4% −2.7% −0.8%
Net margin 3.7% 6.2% 7.1% 5.3% 8.2% −4.6% 5.2% 6.3% 5.7% 9.9% 1.1% −18.4% −10.3% −10.2% 6.5% −22.7% −2.4% −0.8%
Free-cash-flow margin 13.2% 1.8% 2.2% 10.2% 3.0% 10.2% 7.7% 7.0% 9.0% 7.5% 8.3% −13.9% −9.9% −23.3% 6.3% 3.5% 14.7% 9.9%
Cash flow
Cash from operations 8 2 2 8 2 6 6 5 6 5 5 −4 −3 −12 6 2 8 5
Capital spending 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0
Free cash flow 8 1 1 7 2 5 5 4 5 4 4 −4 −4 −14 5 2 8 5
Stock-based pay 1 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 2 2
Free cash flow after stock pay 7 1 1 6 1 5 4 3 4 3 3 −5 −5 −15 4 0 6 3
Balance sheet
Cash 10 11 7 8 3 3 4 3 6 5 4 10 19 8 12 14 20 19
Total debt 0 0 0 0 0 0 0 0 0 0 0 2 0 2 2 3 3 3
Net debt (negative = net cash) −10 −11 −7 −8 −3 −3 −4 −3 −6 −5 −4 −8 −19 −6 −10 −11 −17 −16
Diluted shares 9m 10m 10m 9m 9m 8m 8m 8m 8m 8m 8m 8m 9m 10m 10m 10m 10m 10m
Returned to shareholders
Dividends — — — 1 2 3 2 2 3 3 3 0 — — — — — —
Buybacks — 0 3 6 5 3 1 4 0 2 0 — — — — — — —
Total returned — 0 3 6 8 5 4 6 3 5 3 0 — — — — — —

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Financial health

2 of 2 checks passed · June 30, 2026
What it owns · $51m
Short-term assets $41mLonger-term assets $10m
What it owes, and who funded it · $51m
Short-term liabilities $15mLonger-term liabilities $3mShareholders' equity $33m
  • Short-term assets cover short-term liabilities $41m of assets due within a year against $15m of liabilities due within a year.
  • Short-term assets cover long-term liabilities $41m short-term assets against $3m of longer-dated liabilities.
  • More cash than debt Cash or debt not separately reported. Not assessable.
  • Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
  • Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
  • A year's operating cash flow covers at least 20% of debt Cash flow or debt not reported. Not assessable.
  • Operating profit covers interest at least five times over Interest not separately reported. Not assessable.

From Transact Technologies Inc's latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Dividends, buybacks and capital spending

Diluted share count
+1.4%
year over year
R&D spending
11.2%
of revenue
Days sales outstanding
71 days
receivables vs revenue

Competitors: side by side with peers

Closest by revenue in technology hardware, storage & peripherals
Last 12 months unless stated TACT OSS ICG INVE MITQ MYND Median
Revenue, last 12 months $53m $42m $31m $24m $17m $168m $3.9bn
Revenue growth, last 12 months 10.5% 702.1% −21.5% 3.1% −4.6% −37.2% 11.3%
Revenue growth, 3-year average −12.1% −14.0% — −37.1% −5.0% — 2.7%
Revenue growth, latest quarter 1.1% 35.9% — 12.7% −22.7% — 22.0%
Gross margin 49.6% 48.1% 7.2% 15.9% 29.1% 21.0% 34.7%
Operating margin −0.8% −17.3% −47.4% −82.4% −2.9% −29.8% 4.1%
Operating margin, 3-year average −2.4% −80.7% — −84.1% −5.5% −6.9% 4.2%
Net margin −0.8% 1.0% −21.5% −62.9% −1.7% −32.2% 2.0%
Cash from operations / revenue 10.3% −33.5% −42.1% −29.0% −14.2% −27.1% 6.3%
Free-cash-flow margin 9.9% −34.0% −44.2% −37.9% −14.2% −27.2% 3.0%
Free-cash-flow margin, 3-year average 7.8% −56.8% — −43.4% −5.3% −7.6% 4.7%
Stock pay / revenue 3.8% 6.6% 3.9% 11.7% 0.2% 1.7% 1.9%
Change in share count 1.4% 12.0% 0.7% 1.2% 0.3% 0.1% 1.4%

Median of all 27 companies we cover in technology hardware, storage & peripherals. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

27 technology hardware, storage & peripherals companies
Measure Company Peer median Rank
Revenue growth Growth 10.5% 11.3% 15 of 27
Change in growth rate Growth -5.0pp +5.0pp 25 of 27
Gross margin Profitability 49.6% 41.2% 6 of 22
Operating margin Profitability -0.8% 5.3% 16 of 26
Net margin Profitability -0.8% 2.0% 16 of 27
Free-cash-flow margin Cash generation 9.9% 3.6% 9 of 26
Stock pay as % of revenue Cash generation 3.8% 1.9% 18 of 27
Change in share count Balance sheet 1.4% 1.4% 14 of 27
Days sales outstanding Balance sheet 71 days 54 days 18 of 23

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue Share YoY
Casino and Gaming $26.9M 52.2% ▲ 32.1%
Food Service Technology $19.3M 37.5% ▲ 20.0%
Transact Services Group $3.1M 6.0% ▼ 13.9%
Pos Automation and Banking $2.2M 4.3% ▼ 34.2%
Geography
Region Revenue Share YoY
United States $42.1M 81.8% ▲ 25.8%
Outside the US $9.4M 18.2% ▼ 5.4%

From Transact Technologies Inc's 10-K filed March 12, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$22.9M
Institutions reporting
36
Shares held vs prior quarter
▼ 14.5%
Positions opened / closed
4 / 6

Top buyers and sellers, Q2 2026: 12 institutions bought and 14 sold ; the biggest buyer was Credit Agricole S A (+160K shares) and the biggest seller Brc Group Holdings, Inc (−546K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
325 Capital LLC $5.9M 1.0M 25.8% 0.0%
Silverberg Bernstein Capital Management LLC $3.3M 569K 14.5% ▼ 3.7%
Renaissance Technologies LLC $2.4M 414K 10.6% ▲ 4.5%
Vanguard Capital Management LLC $2.2M 382K 9.7% ▲ 7.4%
Blackrock, Inc. $1.4M 242K 6.2% ▲ 2.9%
Dimensional Fund Advisors LP $1.2M 200K 5.1% ▼ 12.6%
Credit Agricole S A $934,400 160K 4.1% New
GAMCO Investors, Inc. Et Al $876,000 150K 3.8% 0.0%
Geode Capital Management, LLC $694,647 119K 3.0% ▲ 4.3%
Bard Associates Inc $597,491 102K 2.6% ▲ 2.3%
Quinn Opportunity Partners LLC $375,442 64K 1.6% 0.0%
Vanguard Fiduciary Trust Co $367,167 63K 1.6% ▲ 31.0%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Transact Technologies Inc's complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Insider purchases History → $351,037 2 trades by 1 insider, last 12 months Insider sales History → $4,300 1 trade by 1 insider · 0% under pre-set plans
Net ▲ $346,737 net buying
Insider Date Trade Shares Price Value
Dillon John CEO March 16, 2026 Buy 70,902 $3.49 $247,448
Dillon John CEO March 13, 2026 Buy 29,098 $3.56 $103,589
Demartino Steven A President, CFO, Treas. & Secr. November 17, 2025 Sell 1,000 $4.30 $4,300

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around November 9, 2026 estimated from the company's past filing pattern, not announced

  • August 11, 2026
  • May 12, 2026
  • March 10, 2026
  • November 10, 2025
  • August 6, 2025
  • May 13, 2025

Recent SEC filings

Data status

When each part of this page on Transact Technologies Inc was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Transact Technologies Inc in brief

What does Transact Technologies Inc do?
Transact Technologies Inc is a US-listed company in the technology hardware, storage & peripherals industry. Its financial year ends in December.
What is Transact Technologies Inc's stock ticker?
Transact Technologies Inc trades under the ticker TACT on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Transact Technologies Inc's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Transact Technologies Inc reported revenue of $53M, 10.5% higher than a year earlier, according to its SEC filings.
What is Transact Technologies Inc's free cash flow?
Transact Technologies Inc's free-cash-flow margin is 9.9% of revenue over the trailing twelve months, ranking 9 of the 26 technology hardware, storage & peripherals companies we cover.
What is Transact Technologies Inc's fair value (intrinsic value) per share?
Our discounted-cash-flow model of Transact Technologies Inc's free cash flow after stock-based pay gives ~$6.3 per share in the base case, and ~$5.1–$7.8 across growth scenarios. These are model values under stated assumptions — not a price target or a recommendation.
Who are Transact Technologies Inc's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are 325 Capital LLC, Silverberg Bernstein Capital Management LLC and Renaissance Technologies LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Transact Technologies Inc's market cap?
On November 2, 2026, Transact Technologies Inc's market capitalisation was about $54.9M and net debt of -$16.4M. Market figures come from third-party market data and may be delayed.
Who are Transact Technologies Inc's competitors?
In our Technology Hardware, Storage & Peripherals peer group, the companies closest to Transact Technologies Inc are ONE Stop Systems, Inc., Intchains Group Ltd, Inve Technologies, Inc., Moving Image Technologies Inc. and Mynd.ai, Inc. The side-by-side comparison below sets their revenue, margins and growth against Transact Technologies Inc's.
Are insiders buying or selling Transact Technologies Inc stock?
Over the last 12 months, Transact Technologies Inc's directors and officers reported 2 open-market purchases and 1 sales on Form 4. The insider trading page charts every trade.
When is Transact Technologies Inc's next earnings date?
Around November 12, 2026, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Transact Technologies Inc announces its own schedule.