undamentalytics Newsletter
Sign in

Twfg, Inc. key statistics and ratios

In fiscal 2025, Twfg, Inc. had return on equity of 10.1%, an operating margin of 14.9%, debt equal to 4.8% of equity and a current ratio of 5.12. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Operating margin15.4%14.8%13.7%14.9%18.3%
Net margin0.0%0.0%1.3%3.2%3.0%
Free-cash-flow margin16.7%17.4%18.3%21.4%20.3%
Return on equity—0.0%5.2%10.1%13.6%
Return on assets—0.0%1.3%2.3%2.4%
Asset turnover—1.490.930.710.81
Current ratio—2.156.105.122.56
Debt to equity—171.2%12.9%4.8%6.6%
Interest cover (operating income ÷ interest)59.6x25.3x12.6x128.9x—
Effective tax rate0.0%0.0%5.0%7.4%7.0%
Capital spending as % of revenue0.1%0.2%1.6%0.1%0.4%
Free cash flow ÷ net income——>999%667.4%678.5%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: High.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: HUIZ vs TWFGGSHD vs TWFGEHTH vs TWFG

More: Insurance Brokers stocks compared, Financials sector, rankings of US companies

Figures from Twfg, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Twfg, Inc.