Ehealth vs Twfg
Ehealth is the larger business, with $554m of revenue in fiscal 2025 against $249m for Twfg (2.2 times as much). Twfg grew faster (22.0% against 4.1%). Ehealth kept more of each dollar of sales as profit: a net margin of 7.2% against 3.2%. Twfg carries less debt relative to equity (4.8% against 19.1%).
| Latest fiscal year | EhealthEHTH, 2025 | TwfgTWFG, 2025 |
|---|---|---|
| Revenue | $554m | $249m |
| Revenue growth | 4.1% | 22.0% |
| Net income | $40.0m | $8.0m |
| Operating margin | 12.0% | 14.9% |
| Net margin | 7.2% | 3.2% |
| Return on equity | 6.8% | 10.1% |
| Free cash flow | −$27.6m | $53.1m |
| Cash | $73.7m | $156m |
| Total debt | $113m | $4.0m |
| Debt to equity | 19.1% | 4.8% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | — |
| Employees | — | 400 |
| Market value | $17.7m | $375m |
| Price vs our value range | — | — |
| Moat score | 48 (Moderate) | — |
| Insider trades, 12 months | 2 buys, 4 sales | 12 buys, 0 sales |