Goosehead Insurance vs Twfg
Goosehead Insurance is the larger business, with $365m of revenue in fiscal 2025 against $249m for Twfg (1.5 times as much). Twfg grew faster (22.0% against 16.2%). Goosehead Insurance kept more of each dollar of sales as profit: a net margin of 7.6% against 3.2%.
| Latest fiscal year | Goosehead InsuranceGSHD, 2025 | TwfgTWFG, 2025 |
|---|---|---|
| Revenue | $365m | $249m |
| Revenue growth | 16.2% | 22.0% |
| Net income | $27.8m | $8.0m |
| Operating margin | 20.4% | 14.9% |
| Net margin | 7.6% | 3.2% |
| Return on equity | — | 10.1% |
| Free cash flow | $86.1m | $53.1m |
| Cash | $34.4m | $156m |
| Total debt | $299m | $4.0m |
| Debt to equity | — | 4.8% |
| Dividend per share | — | — |
| Dividend yield | 7.8% | — |
| Share buybacks | $81.7m | — |
| Employees | — | 400 |
| Market value | $1.84bn | $375m |
| Price vs our value range | — | — |
| Moat score | 29 (Weak) | — |
| Insider trades, 12 months | 19 buys, 31 sales | 12 buys, 0 sales |