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Unum Group (UNM) stock

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NYSE: UNM NYSE Life & Health Insurance

C+ Fundamentals grade

Unum Group is a US-listed company in the life & health insurance industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders0 buying, 7 selling0 purchases and 11 sales by directors and officers, last 12 monthsInsider trades
  • Funds391 adding, 280 cuttingOf 68 active managers that changed their stake, 37 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Unum Group files

Where Unum stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $13.3bn, up 3.4% on a year earlier, slower than 4.4% a quarter earlier. The diluted share count is down 8.2% on a year earlier, which lifts each remaining share.

Our model value for Unum Group is under review, so past values are not shown until it is resolved.

Source: 10-Q filed July 29, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Unum Group's trailing-twelve-month revenue grew 3.4% year on year, with a free-cash-flow margin of 5.2%. Where it stands out: change in share count of -8.2% ranks 3 of 16 life & health insurance companies we cover.

Current signal Net margin compressing: TTM net margin fell to 5.3%, down 6.5pp year over year.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Strengths

  • Shrinking share count. Diluted shares fell 8.2% in a year, so each share owns more of the business.

Things to watch

  • Below peers: revenue growth. Revenue growth of 3.4% ranks 14 of 18 life & health insurance companies we cover (median 7.0%).
  • Below peers: change in growth rate. Change in growth rate of -1.0pp ranks 14 of 18 life & health insurance companies we cover (median +1.5pp).
  • Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.

Latest results: FY2026 Q2

Filed July 29, 2026
Earnings per share
$2.16 against an average estimate of $2.15: beat by 0.2%
Revenue
$3.37bn, up 0.3% on a year earlier
Share reaction
-3.2% in the first session after the results on July 28, 2026, against -1.3% for the S&P 500
Next report
November 3, 2026; average EPS estimate $2.17

Unum Group's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+0.2%
  • 1 week+2.8%
  • 1 month+3.5%
  • This year+20.2%
  • 1 year+28.0%
  • 5 years+306.3%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$13.3B
Net margin
5.3%
EPS (TTM, diluted)
$4.24

Growth

Revenue growth
+3.4%
Change in growth rate
−1.0 pts
Share count change
−8.2%

Earnings

Last results
July 28, 2026

News & updates

Updated November 3, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Dividend
  3. Buyback
  4. Announcement
  5. Results
  6. Announcement
  7. Agreement

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

No model value for Unum Group at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Unum Group as an insurer, with every model that fits that kind of business. Cost of equity 8.7%: the 10-year Treasury yield (4.9%) plus a beta of 0.83 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$110 ~$79–$160 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$120 ~$100–$140 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$120 ~$70–$160 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$0.3 ~$46–$140 Left out: out of range vs price (0.00x)
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$61 ~$57–$98 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$130 ~$110–$170 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Unum Group with life and health insurers in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

68 /100

Moderate moat

How hard Unum Group's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 20 / 20

    Net income has been a median 1.6% of total assets over 10 years.

  • Durability 9 / 20

    Net margin has been a median 9.0%; its worst year was 4.5%.

  • Discipline 15 / 20

    The diluted share count fell 19.0% over five years.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (73 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

Unum Group: consensus estimates
Fiscal yearEPSGrowthRevenueGrowth
Current $8.67 +7% $12.1bn −8%
Next $9.43 +9% $12.7bn +5%

Next year's EPS estimate has moved −2.3% in 90 days, across 13 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is −1.4% on 90 days ago. In the last 30 days, 1 analyst raised Unum Group's forecast and 2 cut it.

Consensus EPS forecast Unum Group, last 90 days
$8.50 $9.00 $9.50 $10.00 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $8.79 Current fiscal year, 60 days ago: $8.68 Current fiscal year, 30 days ago: $8.68 Current fiscal year, 7 days ago: $8.67 Current fiscal year, Now: $8.67 $8.67 Next fiscal year, 90 days ago: $9.66 Next fiscal year, 60 days ago: $9.49 Next fiscal year, 30 days ago: $9.46 Next fiscal year, 7 days ago: $9.43 Next fiscal year, Now: $9.43 $9.43

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $8.79$9.66
60 days ago $8.68$9.49
30 days ago $8.68$9.46
7 days ago $8.67$9.43
Now $8.67$9.43

Earnings against estimates

Unum Group: reported EPS against the consensus estimate
Quarter toEstimateActualSurprise
Jun 2026 $2.15 $2.16 +0.2%
Mar 2026 $2.05 $2.14 +4.2%
Dec 2025 $2.11 $1.92 −9.1%
Sept 2025 $2.15 $2.09 −2.7%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, July 28, 2026

No numeric guidance in Unum Group's latest earnings release (filed July 28, 2026). Some companies give their outlook only on the earnings call.

Analyst recommendations

13 analysts, Oct 2026
Buy969%
Hold431%
Sell00%

Monthly trend

  1. Oct 202627413
  2. Sep 202627413
  3. Aug 202627413

Counts of recommendations published by analysts covering Unum Group, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
4.1%
of tradable shares
Days to cover
2.4
at average volume
Short interest, 1 month
+16%
to October 15, 2026
Held by institutions
91%
of shares
Held by insiders
1.0%
of shares
Employees
10,684
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Recent prices are available. Older price history and the statistics that need it are being loaded in the background.

What moved the share price

Last 12 months +26.9%

$71.72 on October 31, 2025 to $91.02

Unum Group: share-price change split into its parts
PartThenNowEffect
Revenue (last 12 months) $12.9bn $13.3bn +3.4%
Net margin 11.8% 5.3% −55.3%
P/E multiple 8.5x 21.5x +151.8%
Share count 180m 166m +8.9%

Biggest factor: p/e multiple.

Last 3 years +125.0%

$40.45 on November 3, 2023 to $91.02

Unum Group: share-price change split into its parts
PartThenNowEffect
Revenue (last 12 months) $12.1bn $13.3bn +10.2%
Net margin 12.8% 5.3% −58.9%
P/E multiple 5.2x 21.5x +311.3%
Share count 200m 166m +20.7%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Unum Group: yearly return, monthly win rate and worst fall against the S&P 500
Calendar year 202120222023202420252026 to date
Return
UNM+12%+74%+14%+66%+9%+20%
Industry peers (median)+20%−4%+20%+26%+11%+11%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
UNM58%58%75%67%50%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
UNM−28%−15%−20%−10%−17%−12%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 81% from January 12, 2018 to March 23, 2020. Getting back needed a 428% gain, reached on June 29, 2023, 1193 days after the low.

Price behaviour

52-week range
$69.45 – $96.04
From 52-week high
−5.2%
vs 50-day average
−0.8%
vs 200-day average
+9.5%
Volatility (1 year)
24%
Beta vs S&P 500
0.30

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
7 up, 5 down
typical move ±5.2%
After a week
7 up, 5 down
typical move ±4.9%
After a month
9 up, 3 down
typical move ±7.3%
Unum Group: share-price change after each results release
Results releasedNext dayS&P 500 next day5 days21 days
July 28, 2026 −3.2% −1.3% +5.8% +5.9%
April 28, 2026 +5.4% −0.5% +4.8% +6.9%
February 5, 2026 −3.1% +0.6% −8.0% −5.2%
November 3, 2025 +6.5% −1.0% +5.3% +0.2%
July 29, 2025 −11.2% −0.4% −12.6% −13.2%
April 29, 2025 −1.8% +0.7% +0.6% +2.9%
February 4, 2025 +2.0% +1.1% −1.4% +4.2%
October 29, 2024 +4.1% −0.1% +4.9% +24.6%
July 30, 2024 +7.5% +1.1% −1.3% +3.2%
April 30, 2024 +1.7% −1.9% +2.9% +3.9%
January 30, 2024 +2.9% −1.7% +1.1% +5.2%
October 31, 2023 −12.9% +1.7% −10.5% −11.8%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Fundamentals

Revenue (TTM) Unum Group
$12B $12.5B $13B $13.5B FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $12.2B Revenue (TTM), FY23 Q4: $12.4B Revenue (TTM), FY24 Q1: $12.6B Revenue (TTM), FY24 Q2: $12.7B Revenue (TTM), FY24 Q3: $12.8B Revenue (TTM), FY24 Q4: $12.9B Revenue (TTM), FY25 Q1: $12.8B Revenue (TTM), FY25 Q2: $12.9B Revenue (TTM), FY25 Q3: $13.1B Revenue (TTM), FY25 Q4: $13.1B Revenue (TTM), FY26 Q1: $13.3B Revenue (TTM), FY26 Q2: $13.3B $13.3B

Source: SEC EDGAR filings. Retrieved October 20, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $12.2B
FY23 Q4 $12.4B
FY24 Q1 $12.6B
FY24 Q2 $12.7B
FY24 Q3 $12.8B
FY24 Q4 $12.9B
FY25 Q1 $12.8B
FY25 Q2 $12.9B
FY25 Q3 $13.1B
FY25 Q4 $13.1B
FY26 Q1 $13.3B
FY26 Q2 $13.3B
Revenue growth, TTM YoY Unum Group
0% 2% 4% 6% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: 2.5% Revenue growth, TTM YoY, FY23 Q4: 3.4% Revenue growth, TTM YoY, FY24 Q1: 4.2% Revenue growth, TTM YoY, FY24 Q2: 4.6% Revenue growth, TTM YoY, FY24 Q3: 4.5% Revenue growth, TTM YoY, FY24 Q4: 4.0% Revenue growth, TTM YoY, FY25 Q1: 1.8% Revenue growth, TTM YoY, FY25 Q2: 1.9% Revenue growth, TTM YoY, FY25 Q3: 2.1% Revenue growth, TTM YoY, FY25 Q4: 1.5% Revenue growth, TTM YoY, FY26 Q1: 4.4% Revenue growth, TTM YoY, FY26 Q2: 3.4% 3.4%

Source: SEC EDGAR filings. Retrieved October 20, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 2.5%
FY23 Q4 3.4%
FY24 Q1 4.2%
FY24 Q2 4.6%
FY24 Q3 4.5%
FY24 Q4 4.0%
FY25 Q1 1.8%
FY25 Q2 1.9%
FY25 Q3 2.1%
FY25 Q4 1.5%
FY26 Q1 4.4%
FY26 Q2 3.4%
Operating margin (TTM) Unum Group
11.5% 12% 12.5% 13% FY11 Q3 FY12 Q2 FY13 Q1 FY14 Q2 Operating margin (TTM), FY11 Q3: 12.8% Operating margin (TTM), FY11 Q4: 12.9% Operating margin (TTM), FY12 Q1: 12.7% Operating margin (TTM), FY12 Q2: 12.3% Operating margin (TTM), FY12 Q3: 12.1% Operating margin (TTM), FY12 Q4: 11.8% Operating margin (TTM), FY13 Q1: 11.8% Operating margin (TTM), FY13 Q2: 11.8% Operating margin (TTM), FY13 Q3: 11.9% Operating margin (TTM), FY13 Q4: 12.0% Operating margin (TTM), FY14 Q1: 12.1% Operating margin (TTM), FY14 Q2: 12.3% 12.3%

Source: SEC EDGAR filings. Retrieved October 20, 2026.

View chart data
Period Operating margin (TTM)
FY11 Q3 12.8%
FY11 Q4 12.9%
FY12 Q1 12.7%
FY12 Q2 12.3%
FY12 Q3 12.1%
FY12 Q4 11.8%
FY13 Q1 11.8%
FY13 Q2 11.8%
FY13 Q3 11.9%
FY13 Q4 12.0%
FY14 Q1 12.1%
FY14 Q2 12.3%
FCF margin (TTM) Unum Group
4% 6% 8% 10% 12% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 8.9% FCF margin (TTM), FY23 Q4: 8.6% FCF margin (TTM), FY24 Q1: 9.7% FCF margin (TTM), FY24 Q2: 9.8% FCF margin (TTM), FY24 Q3: 9.6% FCF margin (TTM), FY24 Q4: 10.8% FCF margin (TTM), FY25 Q1: 11.2% FCF margin (TTM), FY25 Q2: 11.2% FCF margin (TTM), FY25 Q3: 5.3% FCF margin (TTM), FY25 Q4: 4.2% FCF margin (TTM), FY26 Q1: 4.0% FCF margin (TTM), FY26 Q2: 5.2% 5.2%

Source: SEC EDGAR filings. Retrieved October 20, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 8.9%
FY23 Q4 8.6%
FY24 Q1 9.7%
FY24 Q2 9.8%
FY24 Q3 9.6%
FY24 Q4 10.8%
FY25 Q1 11.2%
FY25 Q2 11.2%
FY25 Q3 5.3%
FY25 Q4 4.2%
FY26 Q1 4.0%
FY26 Q2 5.2%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Unum Group: annual financial statements
Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 10.1 10.2 10.3 10.5 10.4 10.5 10.7 11.0 11.3 11.6 12.0 13.2 12.0 12.0 12.4 12.9 13.1 13.3
EBITDA 1.9 1.8 1.8 1.7 1.8 — — — — — — — — — — — — —
Operating income 1.3 1.3 1.3 1.2 1.2 — — — — — — — — — — — — —
Net income 0.9 0.9 0.3 0.9 0.8 0.4 0.9 0.9 1.0 0.5 1.1 0.8 1.0 1.4 1.3 1.8 0.7 0.7
Diluted EPS $2.57 $2.69 $0.94 $3.17 $3.19 $1.57 $3.50 $3.95 $4.37 $2.38 $5.24 $3.89 $4.79 $6.96 $6.50 $9.46 $4.27 $4.24
Growth (year on year)
Revenue +1.1% +1.0% +0.8% +2.3% −1.4% +1.5% +2.0% +2.9% +2.2% +2.8% +3.5% +9.7% −8.8% −0.2% +3.4% +4.0% +1.5% +3.4%
EBITDA — −5.6% −0.4% −3.9% +2.5% — — — — — — — — — — — — —
Operating income — +3.7% −0.3% −6.3% +0.2% — — — — — — — — — — — — —
Net income +54.1% +3.1% −67.7% +214.7% −5.3% −52.5% +115.6% +7.4% +6.7% −47.4% +110.2% −27.9% +23.7% +43.4% −8.8% +38.6% −58.5% −53.7%
Diluted EPS +58.6% +4.7% −65.1% +237.2% +0.6% −50.8% +122.9% +12.9% +10.6% −45.5% +120.2% −25.8% +23.1% +45.3% −6.6% +45.5% −54.9% −49.6%
Margins
EBITDA margin 18.7% 17.5% 17.3% 16.2% 16.9% — — — — — — — — — — — — —
Operating margin 12.7% 13.0% 12.9% 11.8% 12.0% — — — — — — — — — — — — —
Net margin 8.4% 8.6% 2.8% 8.5% 8.2% 3.8% 8.1% 8.4% 8.8% 4.5% 9.2% 6.0% 8.2% 11.7% 10.4% 13.8% 5.6% 5.3%
Free-cash-flow margin — — 10.7% 12.1% 8.9% 10.5% 11.1% 9.4% 9.4% 12.0% 12.1% 2.7% 10.6% 11.0% 8.6% 10.8% 4.2% 5.2%
Cash flow
Cash from operations 1.2 1.2 1.2 1.4 1.0 1.2 1.3 1.1 1.2 1.5 1.6 0.5 1.4 1.4 1.2 1.5 0.7 0.8
Capital spending — — 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Free cash flow — — 1.1 1.3 0.9 1.1 1.2 1.0 1.1 1.4 1.5 0.4 1.3 1.3 1.1 1.4 0.6 0.7
Stock-based pay 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.0 0.1 —
Free cash flow after stock pay — — 1.1 1.3 0.9 1.1 1.2 1.0 1.0 1.4 1.4 0.3 1.2 1.3 1.0 1.3 0.5 —
Balance sheet
Cash — — — — — — — — — 0.1 0.1 0.2 0.1 0.1 0.1 0.2 0.2 0.2
Total debt 2.5 2.9 2.9 3.2 2.7 2.8 2.8 3.0 2.9 3.0 3.3 3.3 3.4 3.4 3.4 3.7 3.8 3.8
Net debt (negative = net cash) — — — — — — — — — 2.9 3.2 3.1 3.4 3.3 3.3 3.6 3.6 3.6
Diluted shares 332m 327m 304m 282m 266m 257m 248m 236m 227m 220m 210m 204m 205m 202m 198m 188m 173m 166m
Returned to shareholders
Dividends 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.3 0.3 0.3 0.3 0.3
Buybacks 0.0 0.4 0.6 0.5 0.3 0.3 0.4 0.4 0.4 0.4 0.4 0.0 0.1 0.2 0.3 1.0 1.0 1.1
Total returned 0.1 0.5 0.7 0.6 0.5 0.5 0.6 0.6 0.6 0.6 0.6 0.2 0.3 0.5 0.5 1.3 1.3 1.4

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q2 TTM
Buybacks (TTM)
$1.1B
Dividends (TTM)
$308M
Returned to shareholders
206%
of free cash flow
Buybacks, last 3 fiscal years
$2.2B
Diluted share count
−8.2%
year over year
Total shareholder yield
9.8%
dividends 2.1% + buybacks 7.7% of market value
Dividend payout ratio
44%
of net income paid out

Competitors: side by side with peers

Closest by revenue in life & health insurance
Growth, margins and cash generation against peers
Last 12 months unless stated UNM PUK PFG EQH AFL LNC Median
Revenue, last 12 months $13.3bn $11.5bn $16.6bn $10.6bn $18.1bn $19.3bn $11.1bn
Revenue growth, last 12 months 3.4% 7.0% 5.2% −22.1% 13.6% 7.9% 6.1%
Revenue growth, 3-year average 3.3% — 5.6% 3.7% −1.0% 7.3% 4.9%
Revenue growth, latest quarter 0.3% — 25.4% −29.8% −1.0% 12.3% 6.9%
Operating margin 12.3% 28.8% — — 22.9% — 12.3%
Operating margin, 3-year average 12.1% 17.9% — — 22.2% — 15.0%
Net margin 5.3% 34.6% 11.9% −8.7% 26.9% 12.2% 6.5%
Cash from operations / revenue 6.2% — 33.3% 12.8% 14.6% −6.9% 14.6%
Free-cash-flow margin 5.2% — 32.5% −14.4% — — 19.4%
Free-cash-flow margin, 3-year average 8.7% — 31.9% — — — 21.3%
Stock pay / revenue — — 0.5% 2.6% — — 0.8%
Change in share count −8.2% −4.7% −4.0% −9.2% −5.7% 11.4% −4.7%

Median of all 18 companies we cover in life & health insurance. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

18 life & health insurance companies
Measures ranked against peers
Measure Company Peer median Rank
Revenue growth Growth 3.4% 7.0% 14 of 18
Change in growth rate Growth -1.0pp +1.5pp 14 of 18
Net margin Profitability 5.3% 6.9% 11 of 18
Change in share count Balance sheet -8.2% -4.7% 3 of 16

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Reported value
$12.7B
Institutions reporting
751
Shares held vs prior quarter
▲ 12.2%
Positions opened / closed
109 / 47

Top buyers and sellers, Q2 2026: 391 institutions bought and 280 sold ; the biggest buyer was TOMS Capital Investment Management LP (+1.3M shares) and the biggest seller Adage Capital Partners Gp, L.L.C (−1.4M). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $1.6B 18.0M 12.7% ▼ 1.3%
Norges Bank $1.2B 13.3M 9.4% —
Vanguard Portfolio Management LLC $768M 8.6M 6.1% ▼ 8.0%
FMR LLC $692M 7.7M 5.5% ▲ 7.3%
Vanguard Capital Management LLC $608M 6.8M 4.8% ▼ 2.0%
State Street Corp $453M 5.1M 3.6% ▼ 1.5%
Dimensional Fund Advisors LP $370M 4.1M 2.9% ▲ 1.3%
Morgan Stanley $291M 3.2M 2.3% ▼ 2.5%
Geode Capital Management, LLC $279M 3.1M 2.2% ▼ 6.1%
AQR Capital Management LLC $266M 3.0M 2.1% ▲ 56.6%
LSV Asset Management $216M 2.4M 1.7% ▼ 6.6%
Goldman Sachs Group Inc $171M 1.9M 1.4% ▲ 21.2%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Unum Group's complete shareholder register. Values are as reported by the filers ; 2 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Recent insider open-market transactions
Insider Date Trade Shares Price Value
Keaney Timothy F Director September 10, 2026 Sell 4,300 $94.02 $404,286
Rice Walter Lynn Jr SVP, Chief Accounting Officer September 10, 2026 Sell 2,188 $94.32 $206,372
Iglesias Lisa G EVP, General Counsel September 9, 2026 Sell 4,000 $94.44 $377,760
Ahmed Elizabeth Claire EVP, People & Communications April 30, 2026 Sell 12,000 $80.14 $961,680
Pyne Christopher W EVP, Group Benefits March 16, 2026 Sell pre-set plan 4,852 $72.47 $351,624
Iglesias Lisa G EVP, General Counsel March 9, 2026 Sell 3,500 $73.00 $255,500
Egan Cynthia Director February 18, 2026 Sell 9,000 $73.00 $657,000
Keaney Timothy F Director February 18, 2026 Sell 4,500 $72.58 $326,610
Rice Walter Lynn Jr SVP, Chief Accounting Officer December 9, 2025 Sell 900 $73.50 $66,150
Zabel Steven Andrew EVP, Chief Financial Officer November 19, 2025 Sell 7,500 $76.38 $572,850
Pyne Christopher W EVP, Group Benefits November 7, 2025 Sell 4,000 $78.04 $312,160

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Trades by members of Congress

All 11 trades and filings

No trades in Unum Group disclosed in the last 12 months; 11 earlier trades on record.

  • Lisa C. McClain(R-MI 9):Sale (full), $1,001 - $15,000, traded October 31, 2025, filed November 21, 2025
  • Lisa C. McClain(R-MI 9):Purchase, $1,001 - $15,000, traded October 30, 2025, filed November 21, 2025
  • Lisa C. McClain(R-MI 9):Sale (full), $1,001 - $15,000, traded October 30, 2025, filed November 21, 2025

Value ranges as filed; reports can arrive up to 45 days after a trade.

Earnings dates and SEC filings

Results announcements

Next expected around October 27, 2026 estimated from the company's past filing pattern, not announced

  • July 28, 2026
  • April 28, 2026
  • February 5, 2026
  • November 3, 2025
  • July 29, 2025
  • April 29, 2025

Recent SEC filings

Data status

When each part of this page on Unum Group was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Unum Group in brief

What does Unum Group do?
Unum Group is a US-listed company in the life & health insurance industry. Its financial year ends in December.
What is Unum Group's stock ticker?
Unum Group trades under the ticker UNM on NYSE. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Unum Group's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Unum Group reported revenue of $13.3B, 3.4% higher than a year earlier, according to its SEC filings.
What is Unum Group's free cash flow?
Unum Group's free-cash-flow margin is 5.2% of revenue over the trailing twelve months.
Who are Unum Group's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Norges Bank and Vanguard Portfolio Management LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is Unum Group buying back stock, and does it pay a dividend?
Unum Group spent $1.1B on share repurchases over the trailing twelve months, and its diluted share count fell 8.2% over the year.
What is Unum Group's market cap?
On November 2, 2026, Unum Group's market capitalisation was about $15.1B, with a price-to-earnings ratio of 21.5 and net debt of $3.6B. Market figures come from third-party market data and may be delayed.
Does Unum Group pay a dividend?
Yes: Unum Group paid $308M in dividends over the trailing twelve months, a dividend yield of 2.11% and a payout ratio of 43.8%.
Who are Unum Group's competitors?
In our Life & Health Insurance peer group, the companies closest to Unum Group are Prudential PLC, Principal Financial Group, Equitable Holdings, Inc., Aflac and Lincoln National Corp. The side-by-side comparison below sets their revenue, margins and growth against Unum Group's.
Are insiders buying or selling Unum Group stock?
Over the last 12 months, Unum Group's directors and officers reported 0 open-market purchases and 11 sales on Form 4. The insider trading page charts every trade.