undamentalytics Newsletter
Sign in

Upstart Holdings, Inc. revenue

Upstart Holdings, Inc.'s revenue was $1.04bn in fiscal 2025, up 64.0% on the year before. Since fiscal 2019 ($164m) it has grown at a compound 36.1% a year. Over the last twelve months it was $1.34bn.

Revenue history

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Revenue1642338498425146371,0441,340
Growth on the year before—+42.2%+263.6%−0.7%−39.0%+23.9%+64.0%—

Revenue as reported in the company's 10-K and 10-Q filings (for banks, net interest income plus non-interest income). Growth is left blank when the earlier figure was zero or negative.

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue YoY
Origination Fees $7.6M —
Subscription Fee $4.7M ▼ 13.0%

These categories overlap or exclude eliminations, so shares aren't shown.

From Upstart Holdings, Inc.'s 10-K filed February 10, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Revenue against peers

Consumer Finance: the closest covered companies by revenue. Last twelve months.

CompanyRevenueGrowth3-year growth a year
Upstart Holdings, Inc. $1.34bn 38.6% 37.1%
PRA Group Inc $1.33bn 17.6% 16.9%
Pagaya Technologies Ltd. $1.43bn 14.8% 143.5%
Ezcorp Inc $1.58bn 28.6% 16.1%
X Financial $1.06bn 30.3% —
Happen, Inc. $1.04bn 10.0% 3.5%

Compare with peers

Head to head: PRAA vs UPSTPGY vs UPSTEZPW vs UPSTUPST vs XYF

More: Consumer Finance stocks compared, Financials sector, rankings of US companies

Figures from Upstart Holdings, Inc.'s SEC filings (10-K and 10-Q), retrieved November 3, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Upstart Holdings, Inc.