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Youlife Group Inc. (YOUL) stock

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NASDAQ: YOUL Nasdaq Education Services

C Fundamentals grade

Youlife Group Inc. is a US-listed company in the education services industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Fair value per share

Under review: valuation models disagree too widely to rate.

Price vs value

Under review: valuation models disagree too widely to rate. We'll show the comparison once resolved.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Funds4 adding, 1 cuttingOf 0 active managers that changed their stake, 0 added; quarter to June 30, 2026Fund buyers and sellers

The Fundamentalytics view

Youlife Group Inc.'s trailing-twelve-month revenue grew 17.1% year on year, with a free-cash-flow margin of 0.6%. Where it stands out: long-term debt as % of assets of 0.2% ranks 3 of 14 education services companies we cover. Where it lags: gross margin of 10.4% ranks 17 of 19 education services companies we cover.

Current signal Gross margin compressing: TTM gross margin fell to 10.4%, down 4.1pp year over year.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Strengths

  • Fast growth. Revenue grew 17.1% over the last 12 months, against a median of 7.5% for education services companies we cover.

Things to watch

  • Share dilution. Diluted shares rose 4.1% in a year.
  • Gross margin slipping. Gross margin is down 4.1 points on a year ago.
  • Weak cash conversion. Free cash flow was 28% of net income over the last 12 months.
  • Below peers: days sales outstanding. Days sales outstanding of 69 days ranks 14 of 18 education services companies we cover (median 29 days).

Price chart

  • 1 day-6.9%
  • 1 week-24.9%

Closing prices to 2026-11-02. Price change only, dividends excluded.

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Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$258M
Operating margin
0.4%
Net margin
2.3%
EPS (TTM, diluted)
$0.08

Growth

Revenue growth
+17.1%
Change in growth rate
+2.9 pts
Share count change
+4.1%

Cash

Free cash flow (TTM)
$1.7M
FCF margin
0.6%

News & updates

Updated November 2, 2026

Company announcements, filed results and changes that matter to shareholders.

No recent updates are available for YOUL from the sources we follow. See filings →

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Youlife Group Inc. as an operating company, with every model that fits that kind of business. Cost of equity 8.6%: the 10-year Treasury yield (4.9%) plus a beta of 0.8 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$0.2 ~$0.8–$1.3 Primary model, counts double
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$0.7 ~$0.4–$1.1 Included
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$0.3 ~$0.3–$0.4 Included
Revenue-to-maturity model Revenue grown to maturity with the cash margin moving to the industry's; for companies not yet profitable. — Does not apply: This model is withheld pending its input or assumption review.
Price-to-sales vs peers Sales per share times peers' typical price-to-sales; used only when earnings are negative. — Does not apply: This model is withheld pending its input or assumption review.
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Youlife Group Inc. with Education Services in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

No analyst estimates are published for Youlife Group Inc.: too few analysts cover it.

Positioning

Short interest
1.5%
of tradable shares
Days to cover
2.75
at average volume
Short interest, 1 month
+10%
to October 15, 2026
Held by institutions
1%
of shares
Held by insiders
19.2%
of shares

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Recent prices are available. Older price history and the statistics that need it are being loaded in the background.

Price behaviour

52-week range
Not enough history
From 52-week high
—
vs 50-day average
—
vs 200-day average
—
Volatility (1 year)
—
Beta vs S&P 500
—

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Youlife Group Inc. in five measures

Fundamentals grade C
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 20-F. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Youlife Group Inc.: annual financial statements
Fiscal year 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025
Income
Revenue 193 220 258
Gross profit 28 32 27
EBITDA −1 7 3
Operating income −3 6 1
Net income 14 −7 6
Diluted EPS $0.20 −$0.10 $0.08
Growth (year on year)
Revenue — +14.2% +17.1%
EBITDA — — −64.0%
Operating income — — −83.3%
Net income — −151.9% —
Diluted EPS — −151.9% —
Margins
Gross margin 14.7% 14.5% 10.4%
EBITDA margin −0.8% 3.2% 1.0%
Operating margin −1.4% 2.6% 0.4%
Net margin 7.3% −3.3% 2.3%
Free-cash-flow margin −6.1% 0.3% 0.6%
Cash flow
Cash from operations 2 1 2
Capital spending 13 0 0
Free cash flow −12 1 2
Balance sheet
Cash 26 17 21
Total debt 0 7 —
Net debt (negative = net cash) −26 −11 −21
Diluted shares 70m 70m 73m

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Financial health

2 of 3 checks passed · December 31, 2025
What it owns · $178m
Short-term assets $134mLonger-term assets $44m
What it owes, and who funded it · $175m
Short-term liabilities $66mLonger-term liabilities $4mShareholders' equity $105m
  • Short-term assets cover short-term liabilities $134m of assets due within a year against $66m of liabilities due within a year.
  • Short-term assets cover long-term liabilities $134m short-term assets against $4m of longer-dated liabilities.
  • More cash than debt Cash or debt not separately reported. Not assessable.
  • Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
  • Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
  • A year's operating cash flow covers at least 20% of debt Cash flow or debt not reported. Not assessable.
  • Operating profit covers interest at least five times over Operating income of $941,330 against $362,061 of interest.

From Youlife Group Inc.'s latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Dividends, buybacks and capital spending

Diluted share count
+4.1%
year over year
R&D spending
0.9%
of revenue
Days sales outstanding
69 days
receivables vs revenue

Competitors: side by side with peers

Closest by revenue in education services
Growth, margins and cash generation against peers
Last 12 months unless stated YOUL CHGG NRDY LINC IH AFYA Median
Revenue, last 12 months $258m $266m $178m $571m $112m $662m $266m
Revenue growth, last 12 months 17.1% −47.6% −0.2% 22.0% −12.4% 7.5% 7.5%
Revenue growth, 3-year average — −29.0% 1.3% 16.7% — — 10.3%
Revenue growth, latest quarter — −50.7% −4.5% 22.4% — — 5.8%
Gross margin 10.4% 58.0% 61.0% 59.8% 67.9% 64.5% 54.6%
Operating margin 0.4% −20.9% −25.4% 5.9% 8.3% 32.8% 5.0%
Operating margin, 3-year average — −53.7% −32.4% 4.4% — 27.1% 5.9%
Net margin 2.3% −20.0% −17.0% 4.0% 11.8% 20.4% 3.9%
Cash from operations / revenue 0.6% 3.8% −6.7% 16.5% 6.4% 41.4% 8.4%
Free-cash-flow margin 0.6% −2.6% −9.9% 4.3% 5.8% 36.9% 5.8%
Free-cash-flow margin, 3-year average — 5.3% −12.8% −5.8% — 25.7% 5.4%
Stock pay / revenue — 6.7% 12.6% 1.1% 0.1% 0.4% 1.4%
Change in share count 4.1% 5.0% 6.0% 15.0% −1.3% 0.1% 0.7%

Median of all 25 companies we cover in education services. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

25 education services companies
Measures ranked against peers
Measure Company Peer median Rank
Revenue growth Growth 17.1% 7.5% 7 of 25
Change in growth rate Growth +2.9pp -0.5pp 5 of 25
Gross margin Profitability 10.4% 54.6% 17 of 19
Operating margin Profitability 0.4% 5.0% 14 of 25
Net margin Profitability 2.3% 3.9% 14 of 25
Free-cash-flow margin Cash generation 0.6% 5.8% 17 of 25
Long-term debt as % of assets Balance sheet 0.2% 16.5% 3 of 14
Change in share count Balance sheet 4.1% 0.7% 15 of 24
Days sales outstanding Balance sheet 69 days 29 days 14 of 18

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Reported value
$624,462
Institutions reporting
9
Shares held vs prior quarter
▲ 7.3%
Positions opened / closed
3 / 0

Top buyers and sellers, Q2 2026: 4 institutions bought and 1 sold ; the biggest buyer was Xtx Topco Ltd (+28K shares) and the biggest seller Osaic Holdings, Inc (−700). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Tb Alternative Assets Ltd. $562,000 1.0M 90.0% 0.0%
Xtx Topco Ltd $15,799 28K 2.5% New
Smartharvest Portfolios, LLC $13,024 23K 2.1% New
Virtu Financial LLC $11,000 20K 1.8% New
Osaic Holdings, Inc. $6,067 11K 1.0% ▼ 6.1%
Tenor Capital Management Co., L.P. $5,620 10K 0.9% 0.0%
Rhumbline Advisers $4,117 7K 0.7% 0.0%
UBS Group AG $3,873 7K 0.6% ▲ 302.9%
Morgan Stanley $2,962 5K 0.5% 0.0%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Youlife Group Inc.'s complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart

No open-market insider trades reported in the last 12 months.

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Data status

When each part of this page on Youlife Group Inc. was last updated.

DataLast updatedSource
Share priceExchange closing prices
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Youlife Group Inc. in brief

What does Youlife Group Inc. do?
Youlife Group Inc. is a US-listed company in the education services industry. Its financial year ends in December.
What is Youlife Group Inc.'s stock ticker?
Youlife Group Inc. trades under the ticker YOUL on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Youlife Group Inc.'s revenue, and how fast is it growing?
Over its most recent trailing twelve months, Youlife Group Inc. reported revenue of $258M, 17.1% higher than a year earlier, according to its SEC filings.
What is Youlife Group Inc.'s free cash flow?
Youlife Group Inc.'s free-cash-flow margin is 0.6% of revenue over the trailing twelve months, ranking 17 of the 25 education services companies we cover.
Who are Youlife Group Inc.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Tb Alternative Assets Ltd., Xtx Topco Ltd and Smartharvest Portfolios, LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Who are Youlife Group Inc.'s competitors?
In our Education Services peer group, the companies closest to Youlife Group Inc. are Chegg, Inc, Nerdy Inc., Lincoln Educational Services Corp, Ihuman Inc. and Afya Ltd. The side-by-side comparison below sets their revenue, margins and growth against Youlife Group Inc.'s.